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If you are referring to either Liaison Traveler or Diplomat MedEvac listed at /trip-cancellation-insurance/ , both of these plans cover medical evacuation for citizens of any country, as long as traveling internationally. If you are referring to different insurance product, please let me know so that I can answer accordingly.

Please look at Liaison Traveler at /trip-cancellation-insurance/ It meets all your requirements and it is $114.00 for a couple for 3 months. You can make instant purchase on that webpage.

Patriot T.R.I.P. also includes “financial default� which is defined as: “The complete suspension of operations due to financial circumstances whether or not a bankruptcy petition is filed, or a partial suspension of operation following a filing of a bankruptcy petition in a court of competent jurisdiction under Chapter 7 or Chapter 11 of the US Bankruptcy Code.� There is a 30 day waiting period before the Financial Default benefits go into effect. "It means that at the effective date of the Trip plan you purchase, you must wait 30 days before the financial default provision is effective. So, for example, you purchase the Trip plan today for a cruise in May, the financial default provision won’t be effective until February 19. If the cruise line goes out of business before February 19, there is no benefit for financial default. " And you can buy it online at /trip-cancellation-insurance/ Thank you for sending the information, so far it looks like it may work for us. Would you please check that if it applies for tickets purchased direct from the supplier, as we purchased the tickets from US Airways website online. Sometimes this is an exclusion for financial default, and we need to make sure that is not the case here. Also, is the premium you mentioned for only the trip cancellation part, or does it include any medical? Thank you for your help... As US Airways has already filed for bankruptcy, you can't get coverage for that.

We have several plans called Travelex Flight Only, Flight Plus and Travelite. You can buy any of them online at /flight-insurance/ Will this policy cover me while traveling airlines in China ? I am flying to Beijing via a US airlines and than China Air to Nanning China. Is there another policy I have to purchase for airlines that are Chineese? You can buy one policy for all airlines for your entire round trip no matter how many airplanes you are changing and whether they are from different airline companies.

Yes, Protection America is valid anywhere outside home country. Therefore, if the person is from India, he/she would get covered anywhere outside India.

In this situation, unfortunately, there is no insurance plan from any company that will cover your husband's pre-existing conditions. All the plans will exclude that. If you look into any domestic plans such as Blue Cross, Assurant(Fortis), Golden Rule, Unicare etc, they will NOT insure him at all as he is not US resident. Most companies require persons to be US residents, some require green card, need person to be staying in US for at least 1 year. They will still not cover pre-existing conditions. Some will decline insurance all together. But with us, we specialize in insurance for people who are non US citizens, just like your husband. It will cover any new medical conditions that may occur after insurance is effective. I would suggest one of 2 plans: Protection America: /patriot-america-lite/visitor-insurance/ Can be purchased for $50,000, $100,000, $500,000 and $1,000,000 policy maximums. If he gets sick, first you have to pay annual decutible (such as $100, $250, $500,...) After that insurance company pay 80% for first $5,000 and after that, it pays 100% up to policy maximum. Also, or you can consider buying Global Medical Insurance: /global-medical-insurance/international-health-insurance/ $5,000,000 If he gets sick, first you have to pay annual decutible(such as $250, $500,...) After that insurance company pays 100% as long as visiting Dr. in the network. Othewise, 80/20 for first $5,000 and after that 100%. Both the plans are PPO and participate in First Health PPO network which is a very wide network all across US. /international-medical-ppo-network/ You can review the details of the plan online and make instant purchase online.