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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Dear Sir/Madam I will be travelling to US this autumn mostly for training reasons (tennis). So i am looking for a traveler insurance but with coverage including possible sport injuries.

A:
Thank you for contacting Insubuy for your insurance needs. We are a broker and offer all of the major plans on the market. There are plans available which will cover Tennis, but only for leisure, and recreation. These plans will not cover the sport for practice or competition. For recreational Tennis we would recommend purchasing the Safe Travels USA Comprehensive plan. When purchasing please add the Athletic Sports Coverage, and select class 1 to provide coverage for Tennis. You may use the link to review the plan details and purchase. You may also purchase over the phone by contacting our office at (866) 467-8289. If you have any additional questions please let us know.
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Q:This plan is for my daughter having j2 visa states and as per the university directions following required must be in the confirmation letter of insurance. Medical benefits of at least $100,000 per person per accident or illness repatriation of remains in the amount of $25,000 expenses associated with medical evacuation in the amount of $50,000 does not have a deductible that exceeds $500 per accident or illness. therefore you are requested to provide me a certificate that the this policy fulfill all the required conditions as mentioned. I shall be highly greatful to you for this

A:
Thank you for providing the requested information. We would recommend purchasing the Atlas America plan. Please use the link below to review the plan details and purchase. You may also purchase over the phone by contacting our office at (866) INSUBUY. Once you purchase please send us your compliance form along with the policy certificate number so we may send this to the appropriate department to be completed. If you have any additional questions please let us know.
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Q:I am from Nigeria. I have ACL and meniscus rupture and I will like to get these injuries repaired in the US. I don't really know where to start from.

A:
Thank you for contacting Insubuy for your insurance needs. We are a broker and offer all of the major plans available which would provide insurance coverage for your situation. The plans are designed to cover only any new illness, injury or accident which occurs after the effective date of the policy. They will not cover a pre-existing condition, routine doctors visit, immunizations or medications in relation to a pre-existing condition. If you have any additional questions please let us know.
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Q:I am a Fulbright international grad student at penn state university I am looking for insurance for dependent (spouse). I am on J1 she will be on j2. These are the requirements of my university For international students and their accompanying dependents, a comparable health insurance plan will: US Carrier or entity approved to do business in the USA and ACA Complaint; 100% preventive care and contraceptive coverage (Preventive examinations, immunizations and screening tests, as required by the ACA and the State of Pennsylvania for Student Health Insurance Plans); Coverage for both accident and sickness; Coverage for pre-existing conditions with no waiting period; Deductible no greater than $500; Coverage for all essential bene! fits without a limitation; Pregnancy as any other illness or injury; Unlimited annual benefits; Inpatient and outpatient mental health/substance abuse as any other condition; No exclusions for injury or illness as a result of alcohol, drugs or attempted suicide; Prescription drug coverage with unlimited annual benefits; Worldwide coverage; $3,000 In-Network out-of-pocket maximum; $15,000/$30,000 Out-of-Network out-of-pocket maximum; OR U.S. employer sponsored health insurance in place of standards 1-14; And Medical evacuation ($100,000/Repatriation ($50,000) limits. Can you tell me how much I will have to pay for insurance fro your company per month, my wife is under 30.

A:
Thank you for contacting Insubuy for your insurance needs. There are no plans available to meet the below requirements. Your University requires you to purchase an Affordable Care Act compliant plan. We would recommend purchasing from your University. If you have any additional questions please let us know
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Q:This is a visiting scholar in Harvard University who is aged 25 and interested in your insurance plan. I want to know whether your plan contain HPV vaccine? Looking forward to your reply

A:
Thank you for contacting Insubuy for your insurance needs. We are a broker and offer all of the major plans on the market. There is no plan available for someone on a J1 or J2 visa which will cover immunizations. If you have any additional questions please let us know.
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Q:Hi, I'm 24-year-old Spanish woman coming to NYC for two years with J-2 visa. I'm arriving the 22nd of September and I am looking for a health insurance. My husband is doing a master in the NYU with his J-1 visa and these are the requirements the university ask for J-2 visa: - medical benefits of at least $100,000 per illness or accident, - medical evacuation of at least $50,000, - repatriation of remains of at least $25,000, - and a deductible not to exceed $500 per illness or accident. I would be very pleased if you could send me a proposal for a health insurance.

A:
Thank you for your interest in purchasing insurance through us. You can purchase Patriot Exchange plan which meets all J1/J2 visa requirements and you can have that policy max. for 4yrs. Patriot Exchange brochure, instant purchase and other useful information, Patriot Exchange Program insurance is quite suitable for anyone traveling outside their home country as an exchange visitor. If you are participating in ... We have many other plans also but most of the plans you can have max. for 1yr. Please find those plans at, /j1-visa-health-insurance/ If you have any further questions feel free to contact us.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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