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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:My parents will be visiting US between Jul 4th and Sept 5th. My father (68) has diabetes in controlled state and BP also in the controlled state; no other pre existing conditions. My mother (64) is completely in good condition. can you suggest the insurance i should be going in my case?
Q:I would like to purchase a medical insurance for my mother who is already in the US. She arrived on 22nd of June. I would like get the recommendation and the options and better plans. Her age is 59 ( DOB : 02- April-1960). I am looking for Patriot America international plan as she has a plan to go to Kuwait for two months after 6 months of her stay in the US from now, so could you please share the quote for Patriot America international plan with acute onset of pre-existing conditions as she is diabetic . She is on B2 VISA. She came to the US on 22nd of this month and got validity until 21st of Dec 19.
Q:I'm a J1 visa exchange visitor. I'll need an insurance from July 1 to May 1. I'm fine with a month to month insurance, so please quote those ones. Here are the requirements asked by Duke University. - Medical benefits of at least $100,000 per accident or illness. - Repatriation of remains in the amount of $25,000. - Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000. - A deductible not to exceed $500 per accident or illness. - Waiting period for pre-existing conditions of 6 months (current industry standard). - May include provisions for co-insurance under the terms of which the exchange visitor may be required to pay up to 25% of the covered benefits per accident or illness. - Policy must be secured to meet the benefits requirements and be underwritten by an insurance corporation with an A.M. Best rating of "A-" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-I" or above, a Standard and Poor's Claims Paying Ability rating of "A-" or above, or a Weiss Research, Inc. rating of B+ or above. Alternatively, the sponsor may ascertain that the participant's policy is backed by the full faith and credit of the government of the exchange visitor's home country.
Q:I am wishing to purchase medical insurance for my 18 year old daughter who will be moving from Australia to Iowa, USA to study and play college football. Can you pls advise me on which policies you have available that will cover this? We wish to start the insurance on July 27 and take until either 26 December or for one year. the college does not have any specific insurance requirements. We would want a policy that covers athletic injuries though. The college does have some coverage if there is an injury during games or practice.
Q:I am an international student who recently graduated. Thus far, I have been on my university insurance -- which will soon expire. I am contacting you to ask about the best insurance plan for me. I am no longer eligible for a student plan (having graduated). But, as I am still waiting to hear back from the USCIS regarding my OPT application I am also not eligible for an employee or OPT plan (since I do not have my OPT form yet). From my perusal of the plan options, I need some form of short-term plan that is also ACA compliant (since I may have to remain on this plan for a month or two). So, I need short-term, ACA compliant insurance for someone on an F1 visa. Do you have any suggestions as to which plan is best for me?
Q:Hello, I'm a current F1 visa holder starting my OPT period and seeking health insurance quotes that are similar to my current plan from United Healthcare Student Resources. Thanks!
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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