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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Looking for group health plan for our international middle high school students (originally from South Korea and China) for the 2019-2020 school year. Do not need a dental or vision plan. F1 Visa students, we have enrolled 28 students for this upcoming school year (applications not yet closed). No requirements but our students mostly use urgent care for common viruses.

A:
We would be glad to assist. We have sent you a general quote based on 10 months of coverage for 28 students for ages up to 17 years old. Please let us know if you have any questions.
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Q:I am US Citizen, living abroad and want to visit back home for 3 weeks. Will I be able to use one of these insurance plans during my visit to USA? Please let me know. Thanks

A:
Thank you for contacting Insubuy for your insurance needs. As long as you are coming to the United States for a short period you can purchase a plan called Patriot America Plus. This plan will cover any new accidents and new illnesses that happen after the effective date of the policy. If you need any additional assistance please feel free to contact our office.
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Q:I am here in ucsd on j1 visa and my spouse and child on j2 visa. I want to buy an health insurance plan for my family for 6 months starting from July to December 2019.I need an insurance plan of minimum cost. Here I have attached the requirements in pdf format.

A:
You can get the instant quotes for your family in our J visa insurance section. All of the three plans meet the school requirements. Please review the plan details and feel free to contact us if you have any further questions.
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Q:How long does it take to receive my ID card? I just purchased the Patriot America Plus plan.

A:
Are you referring to the ID card by the email? If yes, you can download it online at here. If you are referring to ID card by mail, you should receive them in the mail within 7-10 business day. Please let us know if you have additional questions.
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Q:We live in Australia and my 15 year old daughter is going to be attending high school in California for 6 months. She will not be on any VISA as she has Australian/USA Citizenship. I was wondering if it is possible for her to get short term health insurance while there and what the options are for her. She was born in Australia and has never lived in the US.

A:
Thank you for contacting Insubuy for your insurance needs. As long as your daughter is coming to the United States for a short period you can purchase a plan called Patriot America Plus. This plan will cover any new accidents and new illnesses that happen after the effective date of the policy. If there are plans for her to stay for any longer than the 6 months as a U.S citizen she needs to be on a domestic insurance plan. If you need any additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/visitor-insurance/patriot-america-plus-insurance-for-short-stay-for-us-citizen-34461/

Q:My wife and I are traveling to Kenya from India for the duration of a month. She has just turned 70 and I am 68 years old. Do you have plans available for us?

A:
Thank you for contacting Insubuy. We have numerous plans available for you that can be found in the Travel Outside USA section. It is important to note that you would need to do separate quotes for yourself and your wife as you are in two different age groups. Should you have additional questions or need further assistance please let us know.
{{currentOrigin}}/answers/international-travel-health-insurance/international-travel-medical-coverage-for-differing-age-groups-95919/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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