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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hello I am wanting to buy this visa but I am an avid cyclist and want to make sure I am covered in case of a bike accident.

A:
We have insurance plans that can cover in case of cycling accidents available. If you have any questions or would like a quote, please let us know.
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Q:Does the policy cover theft of sunglasses?

A:
The Safe Travels Voyager plan could offer such coverage, however it would be determined by the claims department as per the certificate wording of the policy. It would be recommended to read it over and also notify local authorities regarding the theft. Should you have additional questions you may call our office at +1 (866) 467-8289 and you may also reach out to the claim department directly to notify them of such thing.
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Q:I am Van from Vietnam. I am going to travel to the US under B2 tourist visa from 5 Aug to 31 Aug. On 25 Aug, I will travel from the US to Cancun Mexico and then go back the US, enter the US under student visa (visa F1). I already have both toursit visa and student visa to the US.I don't go back to my country (Vietnam) right after my trip but I will stay in the US to study an MBA at Foster school of Business.My question is: if I buy the WorldMed insurance, does the coverage include the period I stay in Mexico as welll? Will the fact that I will not return to Vietnam right after my trip affect any claims may occur?Thank you a lot and I look forward to hearing from you.Regards,Van

A:
Worldmed insurance provides coverage outside your country of residence. You don't need to return back to your country of residence after the insurance expiration date.
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Q:I'm an Indian citizen residing in the United States. I will be traveling to France on a student visa from US. What should I select as my Home country for the Travel Medical Insurance?

A:
If your permeant residence is the United States you would select United States and when asked for citizenship you will put India. Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Group of 8 traveling internationally from 3 different US States (PA, NY, and DE), to the Turks and Caicos October 29, 2021 - Nov 1, 2021. Want to purchase group travel insurance to cover COVID 19 medical costs and full hospitalization, doctors visits, prescriptions, and air ambulance per the Turks requirement. In order to purchase what exact information do you need on each traveler?

A:
You can purchase Covid 19 travel insurance with quarantine coverage In some plan you can enroll 8 people with and do one payment.
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Q:I am considering temporary insurance for my son who lives in Germany but will be visiting me in the US for a few weeks. I am looking at Diplomat America and I see it is not extendable. If my son becomes ill, say with COVID or any illness, is he still covered if he required hospitalization for a longer time the the initial term of the insurance.

A:
In order to better assist you please call our office to speak with a licensed agent for plan recommendations. You can call our office at (866) INSUBUY (467-8289) any lincesed agent would be glad to assist you.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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