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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I have a cousin flying into USA on a tourist visa, she will be staying in NY for 2 months . Can you please recommend proper coverage for her medical. Thank you

A:
If your cousin is visiting the US on a visitor visa we have numerous options that may be available to her. The recommended plan for a visitor to the USA, given the current situation with COVID-19, would be the Safe Travels USA Comprehensive plan. The plan will all coverage for any new illness or injury that manifests after the effective date, including coverage for COVID-19. The plan, like any other visitor insurance plan, will not allow coverage for things related to pre-existing conditions, preventative and routine care. Should you have additional questions or need further assistance you can reach us at (866) 467-8289.
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Q:My flight ticket was cancelled by the airlines because of COVID-19 situation. Can I file a claim for it under my Patriot America Plus plan?

A:
The Patriot America Plus plan would not allow coverage in the case of this as it is not a trip protection plan and offers medical coverage for new illnesses and injuries that manifest in the body after the effective date of the policy. It should also be clear that the plan does not offer coverage for anything related to a known pandemic (such as COVID-19), as it is excluded under the coverage of most visitor health insurance plans. For more information you can read here. Should you have additional questions please call us at (866) 467-8289
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Q:Does the short-term insurance covers treatments to COVID-19?

A:
There are a number of plans that offer the coverage for COVID-19, but it depends on your legal status to determine what plans are available to you. You can read more about the available plans that offer COVID-19 coverage here. Should you have questions or wish to speak with an agent you can call us at (866) 467-8289.
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Q:I am travelling to UAE from USA soon. I need a travel insurance that covers COVID-19. Kindly advice as to which one I can purchase.

A:
Thank you for contacting Insubuy for your insurance needs. We have a few plans that will offer such coverage that can be found in the Travel Outside USA section of the website. You would need to enter in the appropriate criteria in the quote screen and you will be able to view the appropriate plans. Should COVID-19 be included in coverage you will see it listed next to that specific plan. Such plan options are as follows; - Safe Travels International and Safe Travels International Cost Saver - Safe Travels Outbound and Safe Travels Outbound Cost Saver Which plan is available is depends on the criteria you enter into the quote screen. Should you have additional questions your may also reach us at (866) 467-8289.
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Q:Is dental insurance included in the health insurance plan that the market offers?

A:
The plans on the market that are available for visitors do not include things such as routine dental or vision care, but we do offer a dental and vision discount plan that you may view the information for here. Should you have additional questions please let us know.
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Q:Hello. I am an international student here at the United States. My insurance expires on June 30th 2020. I would like to buy the same insurance for the next year which will be effective until June 2021. What do I do to renew the same insurance until next year, because I looked up on the extend coverage, it only let me extend it for another 1-2 months ( which means july or august 2020). Also what is the payment method for it? Can I use my credit card so they can charge it from it?

A:
You can extend the insurance by logging into MyAccount For now, you can extend it up to 09/01/2020. Once you extend that, the next day, you will be able to renew for additional duration you desire. You can use the credit card to pay for the extension.
{{currentOrigin}}/answers/international-student-insurance/extending-student-secure-insurance-for-one-year-62910/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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