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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hello, I am a resident of Mexico, but I am an USA american citizen. I normally buy the Insubuy "Patriot America Plus" when I travel to USA. I am considering your International Medical Expatriate health plan since I reside most of the time in Mexico. However, I want to still be able to buy the Patriot America Plus travel and health insurance when I do trips to USA. Is that travel insurance a conflict with the expatriate health insurance?

A:
Thank you for contacting Insubuy. You are still able to purchase the Patriot America Plus plan when visiting the US, as long as your primary residence is not in the United States. This does not conflict with the Expatriate Health Insurance plan you are attempting to purchase. If you have any additional questions, please contact our office at +1 (866) INSUBUY 467-8289.
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Q:I live in the US. My sister is visiting me from Taiwan and will be staying in the US for about two months. As she is a US citizen (but have not lived in the US in the past 20 years) could she purchase travel insurance? And she has Microcytic Anemia, although its not affecting her right now but when she is traveling in the US and has an emergency, will the insurance cover the expanse?Thanks

A:
Thank you for contacting Insubuy. A U.S. citizen can purchase the Visitors Protect or the Patriot America Plus. These plans will cover a U.S. citizen temporarily visiting the U.S. The Visitors Protect plan will cover pre-existing conditions, and the Patriot America Plus will include coverage for the acute onset of pre-existing conditions. You may purchase these plans online, or over the phone by contacting our office at +1 (866) INSUBUY 467-8289.
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Q:What type of provider can I go for Safe travel elite for wellness visit

A:
Thank you for contacting Insubuy. You may visit any provider you would like for the wellness visit. Please keep in mind that you must register before visiting the medical provider, and you can do so online. If you have any additional questions, please contact our office at +1 (866) INSUBUY 467-8289.
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Q:I'm a Canadian with a Green card. I have been outside the US since Valentine's day and intend to stay out several more months. I have been paying my health insurance but am covered in Canada so it's not really needed at the moment. I would like to stop my US health insurance and then restart it when I return. I have been living in California for the last 25 years but intend to move to Florida. Do any of your policies cover this - at least until I can establish residency (6 months I believe in Florida)? Thanks.

A:
Thank you for contacting Insubuy. You may purchase the International Major Medical plan. This plan will cover you in Florida for new illnesses, injuries or accidents that exist in the body or occur after the effective date of the policy. You may purchase this plan online or by contacting our office at +1 (866) INSUBUY 467-8289.
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Q:Myself and my partner are H2B visa holders and were not given the information about needing to apply for insurance within the first 60days of arriving in the country, we were hired privately for our initial visa as well as for our first extension and we intend to work a few more seasons before we return home. we are about to have our second extension processed and were wondering if it was still possible to apply for medical insurance and how we would go about doing this?

A:
Thank you for contacting Insubuy. You may purchase the National General Short Term Health Insurance plan or the International Major Medical plan. Both plans will cover you until you are eligible to purchase a domestic insurance either through your employer or states healthcare exchange. If you have any additional questions or need further assistance, please contact our office at +1 (866) INSUBUY 467-8289.
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Q:My brother has both kidneys removed and needs to have dialysis treatments three times a week. I want to purchase a comprehensive traveler's health insurance for his upcoming 2-week vacation to the USA. It is intended to cover any unexpected emergency treatments.

A:
This plan can provide some benefits for pre-existing conditions: /visitors-protect-insurance/ It must be purchased before departure from home country, and per the plans exclusions, if they are coming to the U.S. for the sole purpose of treatment then it would be excluded. If they are just visiting and plan to return to home country that is ok. Also, a doctor would have to provide documentation stating they are medically fit to travel. If you have any additional questions, please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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