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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I'm from Ecuador and I got a scholarship from my government to study in France a master. One of the requirements of the scholarship is to buy a private health insurance with 1) World/Europe Union coverage 2) Repatriation. Can you help me with the name of the insurance I can buy? Furthermore, I will need a letter or statement indicating both things: the world coverage and the repatriation.

A:
Thank you for your interest in purchasing insurance through us. We have many plans that meets France visa requirements. One of the best plan is called Atlas International and it meets all the requirements. As soon as you purchase insurance will receive insurance confirmation by e-mail which will have a link to print visa letter and other documents. Link for sample visa letter Please feel free to contact us if you have any further questions.
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Q:My mother is landing in WA at 4 PM PST 23rd Feb. Can I buy ATLAS America for her? For the usual claims, what is the probability to have 100% covered via the InNetwork direct Billing (where 100% is covered) in this plan? Or is it a trick and people usually end up paying 20% of the bill?

A:
Thank you for your interest in purchasing insurance through us. Yes. You can purchase Atlas America plan for your mother as long as she is not physically located in WA at the time of application. Most of the time if you go within PPO network provider send bill directly but sometime some dr. office may ask you to pay upfront and for pharmacy there is no network so that is always considered as out of network. If the person needs major hospitalization hospital will send bill directly. We have never seen for any insured that hospital asked to pay upfront that means it will be 100% coverage after the deductible. Please feel free to contact us if you have any further questions.
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Q:I need coverage letter for Schengen Visa. I am a US resident and already have insurance from my employer and they have provided letter for visa needs. However that does not cover Repatriation expenses. Is there any policy I could buy to just cover these expenses?

A:
Thank you for your interest in purchasing insurance through us. No, there is no plan that will cover just the repatriation. You can see the available plans here to meet all of the requirements for the Schengen visa. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/europe-travel-insurance/repatriation-coverage-in-schengen-health-insurance-94176/

Q:I am from Bangladesh and i have multiple tourist visa of USA of 5 years and i had already visited USA once with my family. Recently i found that i have diabetes and i am 54 years old. I want to visit USA for a thorough check up and i have some shoulder problem too and my shoulder problem may lead to operation. What are the facilities for a tourist to make insurance and show doctors there? And i want to make insurance of about $40,000-50,000(USD).How can i do this?

A:
Thank you for contacting Insubuy for your insurance needs. However, there is not an insurance policy that you could purchase to cover pre-existing conditions. Plans will not cover for routine visits, nor any treatment for your conditions. Visiting the United States for medical treatment will be solely at your own expense. Insurance is to cover the unforeseen medical problems that occur after the effective date of the policy. Please review the plans listed below for information on coverage for any new accidents or new illness that may occur after your arrival in the U.S. If you have any further questions please feel free to contact our office. Visitor's Insurance for Visitors to the United States
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Q:I am already in the states. My insurance expired recently and I couldn't renew it. I am Canadian and will stay here till the 26 of February 2016. I would like to cover myself with a medical insurance from now to then so I can skydive with peace of mind. Is it possible to subscribe to an insurance if I'm already here?

A:
Thank you for contacting Insubuy for your insurance needs. It is possible to purchase insurance while in the United States. There is a plan called Atlas America that will cover you for adventure sports at no additional cost. If you need any further assistance please feel free to contact our office.
{{currentOrigin}}/answers/visitors-insurance-usa/atlas-america-insurance-purchase-after-arrival-32439/

Q:As a result of conversations with you last year, we acquired travel insurance from Patriot International for the year ending 18 May 2015. We now desire to acquire coverage for the remainder of this year. We would again accept a $50,000 max. with a $2,500 deductible. My age is 84 and my wife's 78 to the extent that is relevant.

A:
Thank you for your interest in purchasing insurance through us. Patriot International plan is not available for age 80+. You can purchase Patriot International plan for your wife and Safe Travel international cost saver plan for you. Please review this and if you have any further questions feel free to contact us.
{{currentOrigin}}/answers/international-travel-insurance/international-travel-medical-insurance-for-seniors-through-patriot-international-and-globe-hopper-40672/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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