Insurance Plans

Visitors Health Insurance

Insubuy offers a variety of insurance plans to meet your every need.

The United States offers the best medical treatment in the world, but it is also the most expensive. If you get sick or injured while visiting the United States, visitor medical health insurance helps you pay for the medical bills. Visitors health insurance plans are short term health insurance that generally covers any new medical condition, sicknesses, injuries or accidents that may occur after the insurance is effective. Visitors travel medical insurance are temporary health insurance plans and do not cover any pre-existing medical conditions nor does it cover any preventive care, routine check ups, or maternity.

We, Insubuy®, LLC., specialize in visitor medical insurance for visitors to the United States, insurance for new immigrants, international student insurance, trip cancellation insurance and international travel health insurance for anyone traveling abroad. We are a one-stop shop for international medical insurance. As a broker, we take the hassle out of finding the right travel insurance plan by doing the shopping around for you and getting the best travel medical insurance plan to meet your needs.

On our website, you can receive instant quotes from various insurance companies, compare visitors insurance plans side by side, choose the travel health insurance plan that best suites your needs and make a quick, secure purchase online using a credit card. Coverage can start as early as the next day, or any future date that you specify. There is no paperwork or medical exam required.

Our Visitor Health Insurance Guide provides you a good overview of the process. We have also made comprehensive Frequently Asked Questions (FAQ) articles, if you have any questions. Of course, you can contact us at any time if your question is not answered there. We also have a Glossary page that provides explanations of commonly used terminology for insurance products.

We provide excellent insurance for International Students Studying in the U.S., people completing Optional Practical Training (OPT), J1 Exchange Visitors, and International Students Studying Abroad.

Many European countries, such as those in the Schengen area, require medical insurance before granting a visa. We provide several Schengen Visa Insurance plans.

  • Trip Insurance

    These are package plans that provide trip cancellation (need to cancel trip for covered reasons and recover non-refundable trip expenses), trip interruption (need to get back home due to covered reasons), lost baggage, baggage delay, emergency medical evacuation, injury/illness medical expenses and several other things. Travel insurance package plans provide you overall the best travel protection and should be the first choice for any traveler.

  • Flight Insurance

    It generally covers accidental death and dismemberment while traveling in a flight. It is a relatively inexpensive insurance plan that provides a lot of coverage. Some flight insurance plans also provide other things such as lost baggage, baggage delay or medical evacuation.

  • Annual Multi-Trip Insurance

    If you are traveling either domestically within the U.S. or internationally throughout the year, and need travel protection, you should consider buying an annual multi-trip policy. Several different types of plans are available, including flight accident only or the package travel protection plans.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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