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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Hi, I'm a small travel company that offers trips on vessels to Antarctica and I am looking for a plan that includes emergency evacuation insurance that covers all of my crew. We work in the Antarctica peninsula, based out of Ushuaia and Punta Arenas and every two weeks we pick up our passengers in King George Island. Our crew is a mix of nationalities, including British, German, French, Argentine, Uruguayan , and myself American. Our season is late October until late March, with the Antarctic bit during December - March
Q:hi, I went to an ER a few weeks ago, due to the fact that i don't have any insurance the bill would be almost $5700. The staff there told me to get a health insurance for an international student. I'm wondering if i get an insurance right now, would my medical bill get much lower? Because they did tell me i could apply OOC with them which will bring the bill to around $800 but that's still quite a lot for barely did anything in the ER. Therefore, I'd like to know a plan that suits me and if that can affect on that medical bill before i receive it? If there's any plan that can cover dental and gynecologist? Thanks!
Q:Hi there, I am in need of a plan that meets the follow criteria (below). I am an international student on an F-1 Visa studying in Colorado for the next 9 months. Does your plan have In-Network non-emergent care providers in the Denver metropolitan area (OR, in your local area for online-only students)? -Is your In-Network deductible less than or equal to $7,350/single or $14,700/family? -Does your plan have Mental Health parity (i.e. covers mental health as any other sickness)? Does your plan cover Preventative Care at 100% with no cost to the insured? Does your plan cover Pre-Existing Conditions? Maternity? Transgender Services? (If you answer "no" to any of the three questions, you must answer "no." Unless your policy specifically excludes transgender services in writing, your insurance will provide these services.) Does your plan cover prescriptions? Does your plan meet Minimum Essential Coverage as defined under the Affordable Care Act? Will your plan provide to you a 1095B indicating that you maintained and met the mandate for continuous coverage?
Q:Hi there, I am in need of a plan that meets the follow criteria (below). I am an international student on an F-1 Visa studying in Colorado for the next 9 months. Does your plan have In-Network non-emergent care providers in the Denver metropolitan area (OR, in your local area for online-only students)? Is your In-Network deductible less than or equal to $7,350/single or $14,700/family? Does your plan have Mental Health parity (i.e. covers mental health as any other sickness)? Does your plan cover Preventative Care at 100% with no cost to the insured? Does your plan cover Pre-Existing Conditions? Maternity? Transgender Services? (If you answer "no" to any of the three questions, you must answer "no." Unless your policy specifically excludes transgender services in writing, your insurance will provide these services.) -Does your plan cover prescriptions? -Does your plan meet Minimum Essential Coverage as defined under the Affordable Care Act? Will your plan provide to you a 1095B indicating that you maintained and met the mandate for continuous coverage?
Q:Can you please let me know your website where from I can get the rates for medical insurance cover for my parents who are green card holders and who travel between USA and India, staying in the US for more than six months each year?
Q:I am an international student at Oregon State University (F-1), I and 43 years old, and I am interested in getting a medical insurance. My insurance should meet necessary requirements of the University where I am studying which are as follows: . You must clearly show your coverage is equal to the following: Yearly deductible/Plan max/Out of Pocket max $500.00 deductible/no lifetime max/$6,000 out of pocket max. Unlimited medical coverage for accidents and illness. Office Visits Preferred Providers 80% Outpatient Lab & X-ray Preferred Providers 80% Hospital Room & Board, Surgeon, Anesthesia, Preferred Providers 80%. Physical Therapy Preferred Providers 80%. Mental Health and Substance Abuse Outpatient: Preferred Providers 80% Inpatient (In Hospital): Preferred Providers 80% Must include coverage for injuries resulting from mal-intent and treatment resulting from attempted suicide. Prescription Drugs Preferred Providers: 80%, Emergency Room Preferred Providers: 80% , Copay can't be greater than $150.00 Pregnancy Preferred Providers: 80% Must cover for entirety of pregnancy with no waiting period. If the insurance is provided by your sponsored program/government/cultural mission or exchange program it must be a US based insurance plan that meets all Affordable Care Act mandates. Travel Insurance is not accepted. $50,000 coverage for Repatriation of Remains $50,000 coverage for Medical Evacuation $1,000 dental benefit deductible can't be greater than $150.00 If you have a co-payment for service, it cannot be more than 25% of total charge Your plan cannot have any pre-existing condition exclusions. Must cover required CDC vaccinations and Preventative Care Must include Vision insurance for preventative services as well as coverage for glasses, vision exam and lenses. Could you please let me know if it is possible to get a medical insurance of such kind for me in your company, and how much would it cost for the period September, 20th. - December,7?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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