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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi, I'm visiting the US this summer for about 68 days and need insurance for J1 scholar at Iowa state university (ISU) for the duration of my stay. ISU though have some requirements on the minimums and maximums. Uploaded are the required files for these requirements. Can you please help me to choose a plan? My visit will be from June 10th, 2019 to August 17th, 2019. I need an insurance from June 8th to August 20th . I need the minimum possible Please.

A:
Since the requirements you have attached are standard requirements then you can purchase any of the plans in the J1/J2 section of our website.
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Q:Hello. I am coming under a Type J visa. Can you confirm that I can purchase your policy now for the period 1 August to 1 February? I need enrollment confirmation for the visa but before that need health insurance for the enrollment. If by some chance my visa or enrollment are not approved an I able to get a refund on the cost of the health insurance? If so, what is the cancellation policy including any associated fees?

A:
Some plans you can't purchase if insured person is located in Australia at the time of application. You can purchase Patriot Exchange Program. Also, look at Patriot Exchange Program refund policy.
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Q:My daughter will be attending Stanford university for the Junior Statements Association summer program. Please advise which health insurance should I buy for her. She arrives in the US 6/24 and return 8/22. Please know that my daughter is a US National. She does need a visa to study in the U.S. or to visit. Please provide information regarding insurance for students of US national status.

A:
The plan we recommend for Stanford University is the StudentSecure Elite plan. If you are saying that she is a US citizen then unfortunately we wouldn't have a plan that she would be eligible for. The short term domestic plan we offer is not available in CA.
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Q:I am an international Graduate student at the University of California Irvine. I need affordable health insurance that matches the school waiver criteria below.

A:
Unfortunately, there is not a plan that we can offer you that will provide pre-existing coverage without a minimum of a 6 month waiting period.
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Q:I am selling my home in Califonia and will be traveling in a camper van across the US. I need to find some kind of medical insurance for the trip of approximately one year. I will no longer have a permanent address. Even if I did, my California insurance won't cover me in other states. Can you offer any advice or suggest an insurance plan/company?

A:
Unfortunately, the plans we offer would not cover a US citizen traveling the US.
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Q:My daughter was born in the US. She will go to China and stay there for 6 months. Which insurance should she buy? She is 13 months old.

A:
Thank you for your interest in purchasing insurance through us. You can purchase any of the plans from our Travel Outside US section. Please enter appropriate criteria. You will find many plans and you can also compare them side by side. We can also have one of our Chinese representatives call you if you would like. Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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