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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Medical Insurance for Non US citizen I would like to know the best policy for my mother of age 79 without any pre-existing issues starting from 20-Feb to 19-Aug. Please provide me information regarding policies and coverage.

A:
Thank you for your interest in purchasing travel medical insurance for your mother. One of the good plan is Patriot America. Brochure, instant purchase link, /patriot-america-lite-insurance/ Or You can purchase any of the comprehensive plan from our website at www.insubuy.com If you are looking for some plan which provides acute onset of pre-ex. You can also narrow by plans with pre-ex coverage and compare them side by side. Please feel free to contact us at any time if you have any questions.
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Q:Skydiving in USA coverage I am already in the states. My insurance expired recently and I couldn't renew it. I am Canadian and will stay here till the 26 of February 2016. I would like to cover myself with a medical insurance from now to then so I can skydive with peace of mind. Is it possible to subscribe to an insurance if I'm already here?

A:
Thank you for contacting Insubuy for your insurance needs. It is possible to purchase insurance while in the United States. There is a plan called Atlas America that will cover you for adventure sports at no additional cost. Please use the link listed below for more information about this plan. If you need any further assistance please feel free to contact our office. Atlas America brochure & instant purchase link: /atlasamerica-insurance/ I have a similar situation to the person above. I checked the Atlas America plan and it says "Hazardous Sports - Recreation: Included. See policy wording for specific exclusions". I'm not able to find the policy wording specific to the sports exclusions anywhere. Could you please guide me? Thank you for contacting Insubuy for your insurance needs. It is possible to purchase insurance while in the United States. There is a plan called Atlas America that will cover you for adventure sports at no additional cost. Please use the link listed below for more information about this plan. If you need any further assistance please feel free to contact our office. Atlas America brochure & instant purchase link: /atlasamerica-insurance/ Certificate wording for Atlas America can be found at /atlas-america-insurance/coverage-details/
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Q:Short term coverage USA for US citizens visiting USA I am a US Citizen currently living and working in India. I will be coming to the US on a short business visit (1-2 weeks) in March. Will you be able to provide me with a suitable short term policy to cover my stay in US?

A:
Thank you for contacting Insubuy for your insurance needs. As U.S. Citizen traveling back to the states for a visit there are a few plan options that you would have. There are a series of Liaison plans that would be available. Please use the links listed below to these comprehensive plans that are available. If you have any questions please feel free to contact our office. Liaison Continent brochure & instant purchase link: /safe-travels-usa-comprehensive-insurance/ Liaison International brochure & instant purchase link: /patriot-america-plus-insurance/
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Q:Travel insurance options As a result of conversations with you last year, we acquired travel insurance from Patriot International for the year ending 18 May 2015. We now desire to acquire coverage for the remainder of this year. We would again accept a $50,000 max. with a $2,500 deductible. My age is 84 and my wife is 78 to the extent that is relevant. Look forward to learning of the options available to us and relevant quotes.

A:
Thank you for your interest in purchasing insurance through us. Patriot International plan is not available for age 80+. You can purchase Patirot International plan for your wife and Safe Travel international cost saver plan for you. Patriot International brochure, instant purchase link, /patriot-international-lite-insurance/ Safe Travel International cost saver brochure, instant purchase link, /safe-travels-international-cost-saver-insurance/ Please review this and if you have any further questions feel free to contact us.
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Q:Visitor insurance coverage area I have filled my US address in the required space in the application form, but the city Kirkland is not accepted to be being in the state of Washington, USA. Hence I am unable to complete the application form for visitor's insurance.

A:
Thank you for your interest in purchasing insurance through us. The insurance plan that you are planning to purchase is not available in state of WA. Please visit our website at www.insubuy.com Enter appropriate criteria and select the state WA and you will find the plans that is available in state of WA. We have sent quote. Please check your e-mail and if you have any further questions feel free to contact us.
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Q:Visitors insurance payment currency I have a question for travel insurance. My mom is Canadian resident travelling to USA. She needs coverage for 44 days, I got $290.40. Is it USD or CAD?

A:
Thank you for your interest in purchasing insurance through us. The $290.40 would be in USD. If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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