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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:i am taking a group from virginia to honduras on august 21-16. there are 14 people going. I wanted to inquire about insurance for evacuating a person in case of medical reasons, etc..

A:
We would be happy to assist you in acquiring the proper coverage. There are numerous plans available that could offer the coverage you are looking for. If you are looking to insure the travelers individually, we would recommend looking at the plans found in the Travel Outside USA section of our website. If you would like to insure the entire group, you may also look at the Group Travel section. A number of the plans will have a medical benefit listed for medical evacuation as well as repatriation. Should you have further questions or would like to get a quote over the phone, you may call our office at +1 (866) 467-8289.
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Q:I have a family traveling from overseas to Canada for 2 weeks and the USA for 1 week. The husband is an USA citizen and the Wife and children are Canadian Citizens. Do I need to purchase 2 different policies? For the Husband and a second for the wife and children? Can i purchase a policy for Canada and then a second policy for the USA only, it comes out much cheaper.

A:
You will need to purchase different plans if they have differing citizenship. It would also be recommended to buy insurance to include coverage for the whole trip. A recommended plan for them would be the Patriot America Plus plan. This plan will allow for coverage for all of them, but you will need to do separate application for the differing citizenships. The plan will also allow you to encompass all the travel dates from departure from home country to return. Should you need further assistance or have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Does the trip delay coverage cover covid 19 quarantine if we were to test positive while on vacation? This is specifically required for Costa Rica and I just need to make sure we are covered.

A:
The trip delay benefit in certain plans can offer such coverage. View the Travel Insurance for Costa Rica section of our website to view the plans that will meet the requirements necessary to enter Costa Rica. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:Does this insurance cover the cost of changing flights in the case a visa doesn't arrive in time?

A:
There would not be a plan available that would offer such coverage. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:Hi, I am an Iranian who is currently working in the US as a postdoctoral. I need to buy health insurance that meets the requirements of my J1 visa. I see on the website the "Patriot Exchange Program" is recommended for Iranian's like me but as soon as I choose that I am resident in Iran, then the website refuses my application. Can you please recommend me a plan?

A:
Unfortunately, we do not have a plan available for Iranians traveling on a J1 visa. We would recommend you contact you educational institution or sponsor and verify if they are able to offer you medical coverage. If you have additional questions you may also call our office at +1 (866) 467-8289.
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Q:My wife has cancer. Can she get cover for a rhree week break in USA?

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, cancer would be excluded under all the plans on the market for visitors. You will have to pay out of pocket for such expenses. Should you have additional questions or need further assistance you may call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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