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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I have been buying Safe Travels USA Comprehensive insurance for my mother who is 82 years old. Since I am purchasing this insurance on monthly basis, if something happens to my mother in one month, will it be labeled as a pre existing condition in the next month when I buy it?

A:
Anything that is considered a covered expense under the policy can continue to be covered under the same policy if further treatment is needed. Extensions to not have any bearing on the coverage. If the policy were too however lapse you would be required to repurchase the plan making it a new policy and then the covered expense in the first policy would be considered a preexisting condition under the second policy.
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Q:I will have provide private health insurance for my dependents to comply with my sponsor's rules (they'll only cover my insurance). They ask for an insurance certification signed by the insurance carrier (see below). If I purchase an insurance in this website, will you be able to provide this signature on my insurance certification document? And if so, how long does it take to get the signature?

A:
Thank you for contacting Insubuy. Once you have purchased the insurance, please send the form via email to info@insubuy.com. We will have the compliance department review and sign the form for you. The general timeframe for processing is around 3 business days. If you have any additional questions or would like us to recommend a plan that meets your sponsors J Visa Insurance requirements, please contact our office at +1 (866) INSUBUY 467-8289.
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Q:I need a document that shows that I have 35,000 in Covid insurance that is required by the Philippine government Certificate Number: 1437077

A:
That would be your plan's visa letter. You can login into My Account on the Insubuy webiste to obtain that document. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/travel-medical-insurance/document-covid-insurance-required-philippine-government-60400/

Q:Do you have a medical insurance for covid 19 for traveling from KSA to malaysia

A:
You can find plans that can cover your specified travel through this quote link: /travel-health-insurance/ Some plans will also include medical benefits for Covid-19 as well if that is a requirement for your insurance. Each plan will either state Covid-19 Excluded or Included. If you have any additional questions, please let us know.
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Q:Hi, I'm looking to buy group insurance (45 pax) for citizen of 11 Southeast Asia countries who will be flying to Thailand end August 2022. Is Safe Travel International Insurance appliable for my case? As one of the requirements is the insurance to cover COVID related cost

A:
That plan can provide coverage for Covid-19 medical if contracted after the effective date. It can also provide benefits for Travel Delay which can be used for quarantine if when trying to depart the destination country you test positive and are required to quarantine. It will not cover any known quarantines upon arrival or during your already scheduled stay, only if you are delayed in your travel. The plans will not cover PCR tests realted to travel. The plan will only cover medically necessary testing ordered by a Dr. based on someone's symptoms. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/trip-insurance/group-citizen-southeast-asia-thailand-safe-travel-international-insurance-requirements-covid-77555/

Q:I need insurance quotes for my parents - Mother and father visiting USA.

A:
You can find available plans for your parents through our Visitor plans quote link if they are traveling on the B1/B2 visa. /visitors-insurance/ If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-health-insurance/insurance-quotes-parents-mother-father-visiting-usa-55706/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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