There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am applying for my OPT. Do you have insurance plans that could cover for me?

A:
You may view plans in OPT section of our website. All plans on the market are going to cover new injuries and illnesses that manifest after the effective date of the policy. There is not a single plan on the market that will cover things such as pre-existing conditions, preventative care or routine maintenance. Please let us know if you have addtiional questions.
{{currentOrigin}}/answers/other-insurance/opt-insurance-coverage-19990/

Q:My friend is traveling from Azores Portugal to the USA. Do you offer insurance for someone traveling from another country? He is traveling from April to September. Thank you

A:
Thank you for contacting Insubuy for your insurance needs. You can get quotes on our website under the Visitors to USA section below by entering in the required information and clicking on Get Quotes: Visitors Insurance If you need assistance please feel free to contact our office.
{{currentOrigin}}/answers/visitors-health-insurance/insubuy-visitors-insurance-quotes-70926/

Q:I am a US citizen currently living in Australia. I have Australian Medicare but do not have my permanent residency here yet. I am going back to Virginia for a visit in May and will also be traveling to Belize. I am looking for international health insurance for my trip. Is this something that your company can offer me given my circumstances? Any advice or help would be greatly appreciated.

A:
Thank you for your interest in purchasing insurance through us. We have Patriot America Plus plan which will provides you coverage outside Australia. You can also find more plans at: Visitors Insurance Please review this and feel free to contact us if you have any further questions.
{{currentOrigin}}/answers/visitors-insurance/australian-traveling-to-us-and-belize-76250/

Q:I have some concerns about the insurance as below. Could you please let me know the answer? I'm on student visa (F1) 1. Will the insurance cover the COVID-19 treatment and testing? 2. I am seeing the option for outside of PPO. Does that mean I could go to any hospital and the insurance still covers part of the cost as agreement?

A:
Thank you for contacting Insubuy for your insurance needs. The plans located in the F1 section of our website will meet the basic requirements for the visa. With regard to COVID-19, we recommend that you take a look at the following link for more information regarding coverage. Typically the plans will cover any new injury and illness that manifest after the effective date. For more information see the link below: Coronavirus and Travel Insurance Is there a specific plan you were interested in purchasing? We would be able to better assist you in explaining the coinsurance if you are having trouble. Let us know how we may be of further assistance to you.
{{currentOrigin}}/answers/international-student-health-insurance/covid-19-coverage-in-f1-student-insurance-75198/

Q:I have the following questions regarding the Patriot Exchange Program insurance. 1) Does it covers expense pertaining to hospitalization in case of corona virus attack? 2) Where can I get the list of hospitals in NJ who accept this patriot exchange insurance as cash-less?

A:
Thank you for contacting Insubuy for your insurance needs. There is no specific exclusion for Coronavirus. It will be covered as any other sickness. It should not be related to any pre-existing or preventive care. However, this situation is rapidly changing. Before making any decisions, please make sure to confirm the latest details with us first. Please read Coronavirus FAQ for Travel medical insurance here. You can search the PPO network of the plan here.
{{currentOrigin}}/answers/international-student-health-insurance/patriot-exchange-program-covid-19-coverage-for-international-students-34439/

Q:Can you please advise which travel insurance can cover corona virus treatment expenses?

A:
Thank you for your interest in purchasing insurance through us. Person is already in US or planning to visit. There is no specific exclusion for Coronavirus. As long as it's not manifest in the body before the effective date of the policy. It should be covered as any other sickness. This situation is changing very fast. Therefore, before making any decisions based on this answer, make sure to confirm the most recent situation. Please read FAQ more information here. Please feel free to contact us if you have any additional questions.
{{currentOrigin}}/answers/visitor-insurance/corona-virus-coverage-for-visitor-insurance-43381/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More