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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Does the Diplomat International cover emergency helicopter evacuation?
Q:Hello, I need to buy insurance for 45 days (initial period of my J1). Minimum requirements for health insurance are these. Minimum Required Coverage: 1. Medical benefits of at least $100,000 per accident or illness; 2. Deductible that does not exceed $500 per accident or illness; 3. Co-insurance paid by J-1 not to exceed 25% of covered benefits per accident or illness; 4. Minimum repatriation of remains in the amount of $25,000; 5. Minimum medical evacuation expenses in the amount of $50,000. I am planning to take Patriot platinum America plan. Can you please tell me if that plan covers my minimal requirements? I am not able to see all the details in your website. Please respond as soon as you can. I need to take insurance today.
Q:I will be working at University of Southern California with J-1 visa (research scholar). I will be enrolled in a health insurance provided by USC, but repatriation and medical evacuation is not covered by the school's plan. I was wondering if Atlas MedEvac meets the below requirements regarding the underwriting company. Is Atlas MedEvac underwritten by an insurance corporation with ratings higher than the following standards?
Q:I am looking to purchase Medical insurance for my son who will be studying between Aug 26th 2019 and June 30th 2020 in the US. I have spent some time looking at the options on your website and believe that Patriot Exchange policy is appropriate for his time in the States. I am likely to set the cover at $250,000 and the deductible at $250 However, my son is a keen snowboarder and rugby player and I am unclear whether these sports ARE covered under the normal policy. 1. My reading of the policy documents leads me to believe that recreational skiing, snowboarding and snowmobiling ARE covered but that off piste or activities in non marked or out-of-bounds areas ARE NOT. 2. I also understand that we can apply the "add on" option which would cover him for collegiate organised sporting activities but my reading of the wording is that this does NOT cover contact sports like Rugby or Ice Hockey? However, when I look at the Adventure Sport Rider option the sports listed do not include the likes of Rugby which is a sport he is keen to continue whilst in the States. Please can you confirm whether a Patriot Exchange policy WITH both Add on AND Adventure sports will give him the needed cover?
Q:I'd like to find out if there is a network of service providers that we are limited to use under this Exchange Guard cover? I inquired about visiting the local dentist and was told that it was not accepted.
Q:I am an international student who will be starting school at the University of Arizona this coming fall semester. I am contacting to ask if there would be an insurance that meets all the health coverage guidelines required by the university. I have attached my university's health coverage guidelines below.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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You don't need to purchase travel insurance for every trip.
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Most schools require international students to purchase health insurance.
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