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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hello. I would like to order Safe Travels USA insurance but am not able to add my daughter on your website. It says to enter the Tab key but it doesn't give me any option to enter her information. Thank you for your help and time.

A:
Please call our office at (866) INSUBUY and will be glad to help you to finish the application. Safe Travels USA When you click on instant purchase, Under traveler information enter your age and click on +sign and enter your daughter age then continue the application. Please let us know if you still get an error.
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Q:We would like to get the visitor care insurance exactly as last time, Can you send me a quote.

A:
You can purchase Visitors Care plan online using link. Or give us a call at (866)INSUBUY and will be glad to process the application over the phone. We have already sent you quote by an e-mail also.
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Q:On August 1st I will be moving to Ithaca (NY) for a visiting research period at Cornell University until December 1st. I would be interested in buying an Atlas Exchange insurance. I have read on your website that this option is not available for people that are in NY. At the moment I am not in NY (I am located in the Netherlands), but during my period in the US I will be. It is not clear to me whether I can be covered by the Atlas Exchange insurance. I would be grateful if you could clarify this.

A:
You can purchase Atlas Exchange plan before your arrival in NY state. So you are eligible to purchase Atlas Exchange plan. But before you purchase insurance, can you please send us your school requirements to double check the eligibility? You can find more plans at J1 Visa Health Insurance section. Please feel free to contact us if you have any further questions.
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Q:I want to purchase my travel insurance through Atlas International Plan, and the Belgium consulate is requesting coverage to be paid directly to the provider in Belgium by the insurance company, and the medical insurance card alone is not sufficient proof. So I am not sure if I am supposed to directly purchase insurance from your website or how I can make sure that the insurance is paid to a Belgium provider directly. Could you let me know how it works? Thanks! Below is taken from Belgium consulate website. Proof of travel/medical insurance (please note that your medical insurance card alone is not sufficient proof!) to cover possible medical expenses, hospitalization costs, repatriation of mortal remains and repatriation for medical reasons while traveling in Belgium or in other Schengen countries. Minimum coverage must be at least 30,000 EURO and must be paid directly to the provider in Belgium by the insurance company. Please provide a photocopy and the original contract which will be returned to you. You will have to show proof of travel/accident insurance when entering the Schengen area.

A:
Thank you for contacting Insubuy for your needs. We would recommend purchasing the Safe Travels International Cost Saver plan. This plan's letter states "This plan will pay directly to providers when the Assistance Company is contacted and approves payment". We have attached a sample letter for your review. You may purchase the plan by using the link provided below. If you have any additional questions please let us know.
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Q:My mother who is a green card holder is coming to the US (from Iran) for about 3 months. She is 74 years old. I need to get her a health insurance during the period she is staying with us. We are residents of Maryland.

A:
We don't have any plan for new immigrants in the state of MD. Do you have mailing address other than MD. In that we will be able to provide some plan.
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Q:My wife is on H4 Visa and came to usa on this past week. I have to add her on my insurance, but for time being I want health insurance for her for one month starting today. We are in Miami Florida, her age is 27.

A:
There is a plan that is called International Major Medical that she would be eligible to purchase for the interim period until her domestic insurance begins. If you need any additional assistance please contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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