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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:1. Do you cover covid-192. If I extend my visit hw do I extend the insurance

A:
You may view and quote insurance plans that include coverage for COVID-19, the same as any other eligible expense here. A majority of the plans are extendable. Should you have additional questions please call our office at (866) 467-8289.
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Q:Best vision insurance available

A:
The plans available to visitors do not offer general vision or dental care. However, we do offer a Vision and Dental Discount plan. Should you have additional questions regarding it or would like to purchase, you may call our office at (866) 467-8289.
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Q:Hello, my family and I are UK residents but US citizens, and are traveling to the US for 3 months. We are trying to get emergency medical coverage. Could you advise if Insubuy offers coverage for us (US citizens in the US, but only there as visitors?). Would this be visitors' insurance? Thanks!

A:
You and your family would be eligible to purchase the Patriot America Plus plan as it would allow coverage for US citizens with residence outside the USA when visiting. Should you have additional questions or need further assistance please let us know. You may also call our office at (866) 467-8289.
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Q:Can this be purchased upon arrival in the USA

A:
Visitor insurance plans can be purchased prior to or after arrival in the United States. there are certain things to be mindful of in this case. A majority of the visitor plans to the USA will allow for coverage anywhere outside of your home country and could have the possibility of coverage as soon as you depart from your home country. There are also certain plans that have geographical restrictions that do not allow you to purchase them when located in certain states or countries. For better assistance with this you may call our office at (866) 467-8289. Alternatively, you may view and quote visitor insurance plans here.
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Q:Hi for travel or medical insurance can you confirm that the policies are still valid even if my country of residence advises against travel during covid-19. I am from NZ looking to travel to the USA for 2 weeks in December.

A:
Yes. The plans that include Covid-19 benefits for travel outside of your home country, will do so regardless of travel advisories. You can find plans that will include coverage for Covid-19 for medically necessary treatment and testing through this quote link: /covid19-travel-medical-insurance/ If you have additional questions, please let us know.
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Q: I'm a Chinese citizen with a US greencard. I'm hoping to buy an insurance that will cover my next 2 months in the US before I start my job. I want to check if I'm eligible for Patriot American insurance. If not, can you let me know what insurance I should get?

A:
You can take a look at the options International Major Medical and the Short term domestic plan option National General. If you have questions about either plan please contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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