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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am an Italian PhD student and I am planning to come in USA for a scientific program. Therefore, I would like to stipulate a health insurance for the period spent abroad. I am planning to come in National Institute of Health (Maryland State, USA) for al least one year. I would like to ask you if your insurance have the coverage and rating requesting me by the NIH. I attached the file with the main information.
Q:I was wondering if I can have some plans sent across via email specific to my needs. I intend to purchase the same for my parents. Please find the following details. Destination: United States of America Insurance for : Parents Age: 60 and 55 Traveling from: India Duration of stay in the United States: 3-4 months
Q:My parents entered US in Jun 2019 on a valid B1 B2 visa. On their I94 they were allowed to stay 6 months. While they were here I applied for there green card and I have received I-797C notice of action for pending I-485 application. Do you think with the pending application they will be applicable to get an insurance with full coverage from you?
Q:I'm going to spend one semester in U.S.A studying at Virginia Tech. I have some questions regarding the insurance plans for Visa J1 holders (that is the Visa I have). Virginia Tech requites that any insurance which isn't sponsored by the school meets the criteria below: 1. The policy must offer adequate provider care within a 50 mile radius of the campus of enrollment. Coverage for emergency only care does not satisfy this requirement. (Adequate means Preferred Care coverage for nonemergency care.) 2. The policy must have a deductible of $500 per accident or illness or less. 3. The policy must provide major medical benefits of at least $500,000 per accident or illness. 4. The policy must provide a minimum benefit of $25,000 for repatriation of remains and $50,000 medical evacuation to the home country. (Repatriation provides transportation to your home country in the event of death.) 5. Medical expenses for pregnancy, childbirth and complications of pregnancy must be treated as any other illness under the policy. 6. The policy must provide Prescription Medication coverage (after co-pays) with a minimum of $500,000 per insured per policy year. 7. Coverage must be valid from either August 01, 2019, or the first day of enrollment at Virginia Tech, until July 31, 2020 or, if graduating, the last day of the month of the student's graduation. 8. The policy must cover Outpatient and Inpatient Mental Health Care as any other illness. 9. The policy must not have limits or internal dollar caps on coverage, including services, treatment or surgery. 10. The policy must not have a pre-existing condition waiting period. Can you help me finding a plan that meets all the criteria? I think the Exchange Guard Choice is eligible, but I'm not sure.
Q:My wife is currently a student of NJIT and will officially transfer to UW but her insurance won't start at her new school till the semester starts. I wanted to know if an international student can buy insurance for few days (around 15 days) when they are transferring between schools.
Q:I needed advice on what is the best insurance to take while travelling to UK (London), Malta, and India for a period of 25 days for 2 adults and 2 kids.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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