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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:What is the monthly rate for dental insurance?

A:
Are you referring to the Careington Dental/Vision discount plan? The Careington plan is not insurance but a discount plan that costs $11.95 per month with a $20 non-refundable processing fee when you purchase. Here is the link for more information below: Careington Discount Plan
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Q:Did you send this as a recommendation for Dad and me to use when we start traveling?

A:
If you have upcoming travel and need coverage, we are advising of changes in benefits that you may be interested in for this particular plan group. If these benefits would work for upcoming travel, we would be glad to assist with obtaining the coverage as this is a recommended plan. Please let us know if you have additional questions, or would like us to provide you with quotes if needed.
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Q:Upon review of the link you sent. I become very interested with this insurance. Can you help to guide me on how I can purchase this insurance policy. Please help me with the journey of providing this insurance staring May 1, 2019. As much as possible, I would like to request for the lowest monthly payment to have the minimum requirement below please. - Minimum dollar coverage of $100,000 per illness or injury - Include outpatient care (doctor visits, outpatient surgery, etc.) - Include hospitalization - Repatriation for at least $25,000 - Medical evacuation for at least $50,000 - Cost of deductible, if any, does not exceed $500 per accident or illness

A:
You can purchase the insurance online through the quotes and purchase link: /exchangeguard-insurance/ There are 2 options with Exchange Guard. The Choice Plan and The Essential Plan. The Essential plan will cost less as it has a 12 month waiting period for a pre-existing condition benefit. The Choice plan a 6 month waiting period and therefore a higher premium. You can run quotes in our J1/J2 section, to see all costs for all plans that will meet the requirements, however, Exchange Guard is usually one of the lower cost plan options. Here is the quote link, if you would like to view other plan options as well: /j1-visa-health-insurance/
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Q:Hi, my name is Guillermo and I'm looking for an Insurance Plan from the dates Jun 02, 2019 - Jul 31, 2019. I'll be as a Student Intern in The University of Texas at San Antonio (UTSA), so I need it for my J-1 Visa. These are the requirements: - Medical benefits of at least U.S. $100,000 per accident or illness. - Repatriation of remains in the amount of U.S. $25,000. - Expenses associated with medical evacuation in the amount of U.S. $50,000. - Deductible per accident or illness $500 or less. MINIMUM POLICY RATINGS REQUIRED (Must comply with one) - A.M. Best rating of "A" or above; - Standard and Poor's rating of "AA" or above; or - Insurance Solvency International Ltd. Rating of A" or above - Weiss Research, Inc. rating of "B+" or above. If you can get me some quotes and best options for me, Thank you.

A:
You can do the quotes online at /j1-visa-health-insurance/
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Q:I'm a newcomer, and I plan to buy insurance for J1 visa.

A:
We have many insurance plan that meets standard J visa requirements. Can you please send us your school requirements so we can suggest the insurance plan accordingly. Meantime, please visit our J visa insurance section. Please enter appropriate criteria. Please select medical coverage required. You will find many plans and you can also compare them side by side.
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Q:My wife and I are US citizens, but reside in Portugal -We are permanent residents, but do not have Portuguese citizenship. Is it possible to purchase travel insurance for a short (less than 2 weeks) trip to the US? We do not have any US medical coverage. Thanks for your assistance,

A:
We would be glad to assist. There are a couple of plans that can cover a U.S. citizen visiting the U.S. who reside abroad. I am attaching the links for those plans below for you to review. You can run quotes through the quotes and purchase buttons on each page to see benefit options, as well as pricing. Patriot America Insurance Patriot America Plus Insurance Diplomat America Insurance The 2 Patriot Plan options, offer coverage during travel as well. Please let us know if you have any additional questions, or need any additional assistance.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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