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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:My daughter is going to Oregon State University for 10 months as an exchange student from a University in the United Kingdom, starting from 6th September 2023. Do you have a policy that meets all of the Oregon State University requirements? (ACA compliant, J1 Visa Compliant, no delay on pre-existing conditions (even though my 20-year old daughter does not have any pre-existing conditions), plus maternity!)
Q:Hi I am traveling to the US in September for 2 months and my wife is pregnant, her due date is in December 2023. But I am worried if she has her delivery before her due date, will there be any medical insurance that would cover my wifes delivery cost in the US.I don't wish to cancel my travel plan as this was booked an year ago.
Q:on your web site it says the main difference between ExchangeGuard Choice or Essentials is the pre existing waiting period. What is the pre existing waiting period?
Q:Is liability for car accident covered?
Q:Hi, is there any visitor's insurance that covers pre-existing conditions? Thanks.
Q:Dear sir/madamI am currently in the process of arranging insurance coverage for my J1 visa program, which is expected to last for 2 years. I am a 33-year-old from Iran, planning to do my program at Temple University in Philadelphia. My organization requires a full coverage insurance plan for the entire duration of my program. However, upon visiting your website, I noticed that the maximum duration offered for insurance plans is 12 months.I am reaching out to inquire if there is a solution to extend the coverage period beyond the 12-month limit to meet the requirements of my program.additionally, I was wondering if it is possible to change the start and end dates of the coverage in case of a delayed visa procedure. Thank you for your consideration and assistance.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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