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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Can you provide a medical insurance for pregnancy Woman?

A:
We have numerous plans that will offer coverage for a new immigrant to the USA, but unfortunately there is no plan on the market that will offer the coverage for maternity or pregnancy for someone who in this status. Should you have additional questions please call our office at (866) 467-8289
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Q:I am having an impossible time trying to find insurance for Canadians... I am Canadian. I may be going (I say may because the EU has said Canadians are maybe not allowed to go to Europe) to Mallorca to get on a 62 foot Beneteau to take part in the ARC from the Canary Island to St. Lucia in the Caribbean. I am looking for offshore/bluewater insurance should I be injured at sea. Do you provide this ? Do you provide this to Canadians ? If not, do you know who does ? Thank you

A:
We need additional information in order to confirm what kind of coverage would be available to you. Please call our office at (866) 467-8289.
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Q:I checked your rates for my wife who is 69 for a 3 month trip to Mexico and they seemed very good, however I am 77, 78 as of Nov 25th and want to get insurance. I have no issues at all and have had complete Doctor's Medical in the past 1 year. Can you come up with anything for me? Departure January 1 for 3 months.

A:
You may view and quote insurance plans here. Keep in mind the plans available on the market are designed to cover the new illnesses and injuries that manifest in the body after the effective date. They will exclude coverage for pre-existing conditions, preventative and routine care. We may also better assist you in getting a quote if you call our office at (866) 467-8289.
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Q:We are planning on traveling to Mexico during Christmas break. What insurance should I be looking at to cover us if Mexico decides to close it's borders to visitors and out trip is cancelled for that reason?

A:
There are a few plans available with the Cancel for Any Reason benefit (CFAR). Keep in mind that the plans that include the CFAR benefit must be purchased within a certain number of days from the initial trip deposit in order to be eligible, typically 10-20 days depending on the plan. You may call our office to get a quote or purchase online by quoting here. We are available every day of the week from 8 AM to 9 PM CST. Our phone number is (866) 467-8289.
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Q:Hi! I might be heading to the US next semester as an exchange student under a J-1 visa and I need to get health insurance. I'm attending NYU and I would like to waive their insurance plan and get my own.

A:
Thank you for contacting Insubuy. Unfortunately, there are no plans to meet your requirements as you require a plan that has no waiting period for pre-existing conditions. We'd recommend purchasing from your school directly. If you have any additional questions, please let us know.
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Q:I am currently enrolled in an Exchange Guard Essential policy. This policy is valid till 29th October 2020, I want to extend this policy for 1 more year. I have a DS-2019 that is valid until the end of next year but my J2 VISA is expired. I want to inquire whether I can extend the same policy over the end period of the valid DS-2019. We always can renew the J2 VISA but due to the ongoing pandemic, we are avoiding all unnecessary international travel. Let me know if I can extend this coverage on the basis of DS-2019. Thanks

A:
We were able to confirm with underwriting that the DS-2019 will be acceptable. You are still eligible for your current plan, and can renew it as needed. If you have any additional questions, please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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