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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I require travel insurance to apply for a Schengen visa for a short visit that will be from 3-19 July. For my visa application, the letter must state the following: - Validity in entire Schengen zone - No reimbursement - No deductible - No co-pay Do you have any plans available that would satisfy these requirements?

A:
Thank you for contacting Insubuy for your insurance needs. You may purchase any plan in the Schengen Visa Insurance section of the website. The most popular plan in this section is the Atlas International. I have also included a link for the sample visa letter for your review. If you have any additional questions please let us know. Sample ID Card and Visa Letter
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Q:patriot america v/s safe travel usa comprehensive Hello, Looking for visitor insurance for my Dad who is 75 yrs of age. would like know which one should be better patriot america OR safe travel usa comprehensive Please advice Thanks Mehul

A:
Safe Travels USA comprehensive is the most popular plan currently for 70+ years. You can buy it online at /safe-travels-usa-comprehensive-insurance/
{{currentOrigin}}/answers/visitors-health-insurance/patriot-america-vs-safe-travel-usa-comprehensivehello-looking-for-visitor-insurance-for-my-dad-who-62286/

Q:Hi! I want to buy Atlas America insurance plan and I'm stuck on Beneficiary field. What confuses me is the identification of the person. Questions are: 1. As I understand, I only have to input First and Last Names? Should I write patronymic name or something else? 2. How will insurance company find the correct person in case of my death based only on the above names? By the address written on Checkout page? 3. What if the address of beneficiary differs from the one on Checkout page. For example, I live alone in my apartment, my brother lives in other with different address. What'll happen if I die? Insurance company won't pay any proceeds 'cause of insufficient info about beneficiary?

A:
In the application for the Atlas America plan you will provide the name of your beneficiary as it would appear on their passport or government ID. For any additional information that you would like to provide as it pertains to the beneficiary you would send this information to service at insubuy.com and the underwriting department would put this information in file for your policy.
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Q:I need comprehensive coverage plan insurance quote. Age 70 traveling Wisconsin visitor visa arrived already coverage dates May to July. April 21st arrival date to the US.

A:
We have sent you a quote based on the information provided below. We would recommend purchasing the Safe Travels USA Comprehensive plan for your visit to the U.S. You may purchase online using the quote or over the phone by contacting our office at (866) INSUBUY. If you have any additional questions please let us know.
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Q:Hi, In details of Safe Travels Plans, under restriction, a period of 90 days is mentioned. It is said that complications occurring within 90 days of Effective Date are not covered. What does this mean? is this restriction only for UTI or for all health issues? If visitor needs insurance from June 1st, does he/she have to buy this insurance 3 months prior to June 1st ? Please clarify.

A:
Under the Safe Travels series plan the 90 days period is specifically mentioning any infections of the urinary tract. The insurance can be purchased for the needed duration there is not a need to purchase months in advance. If you need further assistance please contact our office .
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Q:safe travel usa comprehensive v/s patriot america Hi, I am looking for travel insurance for my dad . He is 75 yrs old . I had usually bought patriot america before but right now i also see an option for safe travel usa comprehensive which covers acute onset preexisting condition for parent upto $25000 for >70yrs of age so would like your opinion on which plan would be better. Thanks Mehul

A:
Exactly for the reason you stated, Safe Travels USA Comprehensive is the most popular plan currently for 70+. You can purchase it online at /safe-travels-usa-comprehensive-insurance/
{{currentOrigin}}/answers/visitors-insurance-usa/safe-travel-usa-comprehensive-vs-patriot-americahi-i-am-looking-for-travel-insurance-for-my-dad-he-12144/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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