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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I just extended my insurance (ExchangeGuard) although my OPT F-1 status expires tomorrow although I just filed my H-1B application so I'll stay in US till a decision is made, I wanted to double check that my insurance is valid till my future employer provides my medical insurance.
Q:I need to buy insurance from my mom who visits me in summer, stays 3-6 months at a time. Has a green card, but does not want to live here. What are my options?
Q:I will be on a J1 visa and need to have insurance. These are the following requirements Please let me know if you can provide me the following Medical benefits of at least $100,000 per accident or illness. Repatriation of remains in the amount of $25,000. Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $50,000. A deductible not to exceed $500 per accident or illness. Waiting period for pre-existing conditions of 6 months (current industry standard). May include provisions for co-insurance under the terms of which the exchange visitor may be required to pay up to 25% of the covered benefits per accident or illness. Policy must be secured to meet the benefits requirements and be underwritten by an insurance corporation with an A.M. Best rating of "A-" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-I" or above, a Standard and Poor's Claims Paying Ability rating of "A-" or above, or a Weiss Research, Inc. rating of B+ or above. Alternatively, the sponsor may ascertain that the participant's policy is backed by the full faith and credit of the government of the exchange visitor's home country.
Q:I am seeking to purchase travel insurance for Schengen zone. The consulate of Germany needs insurance to meet a number of specific requirements, that is they must be clearly spelled out in the policy. I have attached the list of requirements. Could you please let me know, if your insurance policy can cover it all and the cost. Period to cover: 17 days Residence: USA Nationality: Russia
Q:We are a J1 Camp Counselor visa sponsor and are getting quotes for group medical coverage for our J1 Visa holders.
Q:My mom travels to the US from South Africa for 6 months to a year at a time. She is 65 years old and needs to have insurance outside of South Africa. I'm looking to get some info on your plans, what they cover and the cost.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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