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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:For Patriot America Plus, for Pre-existing conditions, there's an exception for "any urinary tract infection". Does it mean those infections are not covered?thank you

A:
They will be excluded from coverage. Should you have additional questions you may also call our office at +1 (866) 467-8289.
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Q:I got this insurance because I needed it while overseas for in case I had gotten covid, anyway I'm back in the states, so can I use this insurance here? Or only in another country? And if yes, can you send me the coverage information again? Thank you for your time.

A:
The Beacon International plan is designed to cover you outside your home country, excluding coverage in the United States. Also keep in mind that the policy does not offer coverage for COVID-19. Should you have additional questions please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Will COVID 19 travel insurance cover my expenses, including required hotels and transportation etc., related to my extended stays for the mandated guarantine by local authority?

A:
Thank you for contacting Insubuy. You may purchase COVID-19 Quarantine Insurance. These plans include coverage for the lodging and accommodation expenses in the event of a quarantine. If you have any additional questions, please let us know.
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Q:Hello. My wife is pregnant in week 20 and we will be traveling to the USA for 3 weeks. I would like to purchase medical coverage for her that includes unforeseen complications in pregnancy. Do any of your plans include such coverage?

A:
Safe Travels USA Comprehensive and Atlas America will include benefits for the complications of pregnancy for those traveling on a visitor visa to the united states. Please read over the certificate wordings of either plan for full definitions of benefits. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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Q:We are Canadian and our insurance does not cover Covid on a cruise because in Canada a cruise is a Level 4. Do you cover covid related medical on a cruise and what is the amount of coverage. Also do you cover pre-existing conditions.

A:
The plans are designed to cover the new illnesses and injuries that are contracted after the effective date and will exclude the coverage for pre-existing conditions, preventative and routine care. However, we have numerous plans that will include the coverage for COVID-19 as long as it were to be contracted after the effective date. You may view and quote the insurance plans in the COVID-19 Travel Medical section of our website. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
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Q:Required insurance for student visa

A:
There are numerous plans available that can be found in the International Student Insurance section of our website. However, if you are looking for insurance to meet additional requirements from your university, it would be recommended to send an email to info@insubuy.com with the list of your requirements for a recommendation on a suitable plan. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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