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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Trip cancellation due to non issuance of US visa Hello, does your trip cancelation insurance covers event of non-issuance of US entrance visa to foreign national? If I buy air ticket for my mother-in-law (she lives in Russia) and she will not be able to use in case any US Visa issue problem. would you cover it? Thank you.

A:
No, that is not a covered reason for trip cancellation.
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Q:Pre-existing conditions waiver Hi, We're flying to Australia on frequent flyer miles booked months ago. There was a refundable booking fee of $92. We've just started to purchase hotel etc. within the last week. Are we eligible to waive pre-exisiting medical conditions? The trip begins 4/4/06 and ends 4/27/06.

A:
Thank you for your interest in purchasing trip cancellation insurance. Look at CSA plan at /trip-cancellation-insurance/ You can compare various products at /trip-cancellation-insurance/ All of them cover pre-existing conditions as long as you buy the insurance within 24 hours of FINAL trip deposit. Please let me know if you have any other quesitons. Can you please explain 24 hours FINAL trip deposit. We are buying hotels, tours, etc. individually. Do you mean when we don't add anything to our itinerary and we consider ourselves booked for everything we're doing? In other words, you can buy the insurance any time before FINAL trip deposit or within 24 hours after that. If you know you are not going to add anything after some point, you should buy insurance latest within 24 hours of final trip deposit. Of course, you can continue to make more trip deposits as well after buying the deposit. Just that you can't make the final deposit, wait for 1 week, then buy the insurance. One more question, thank you for your patience and help! I want medical insurance included in my plan. If I purchase one of the plans below right now, and continue to finalize my trip for the next week (we've paid some money for it already, more to buy), and I go to Australia and need medical help for something for a medical condition that I had treatment for within the last 180 days, the medical treatment would be covered? And if the trip were interrupted because of this medical condition, it would be covered? Thank you Yes, medical is included in the insurance coverage as well. Please look into the individual brochures for the exact limits.
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Q:Purchasing emergency evacuation insurance online We are currently out of the country. Will be travelling to England to volunteer aboard a hospital ship in March, which will then sail to Ghana. This is where we will be required to have emergency evac. insurance. Can this be done online?

A:
Yes, you can purchase emergency evacuation insurance online. Please look at /trip-cancellation-insurance/ If you have any other questions, please feel free to contact us at any time.
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Q:Accidental death insurance We have a client traveling to Costa Rica during the month of February. He will be gone for 14 days, and wants $2 - 3 million accidental death coverage. His dob is 1/3/1931. Please quote and advise. Thanks

A:
Thank you for your interest in purchasing accidental death insurance for your client. Please look at /accidental-death-and-dismemberment-insurance/ We have 2 products available, both from Lloyds. You can get instant quotes and make instant purchase online for 'Accident Plan - Multinational Underwriters - Lloyds'. For 'High Limit Accident - PIU', you have to send us the quote request through the online form provided there. Please let me know if you have any other questions.
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Q:Cheapest international student insurance I want to apply for a student health insurance. I want it to cover between these dates: 09/01/2006 and 12/15/2006 I want it as cheap as possible. Also could you inform me about the description of the insurance? I am looking for your reply...

A:
You can purchase Study USA Healthcare. You can read the description at /study-usa-healthcare/student-health-insurance/ Please let me know if you have any other questions.
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Q:Virginia Tech I am a Student for Virginia Tech, M.S. Architecture Fall 2006 program. I am an international student from India. I am interested in purchasing medical insurance for the 2006-2007 year. Kindly let me know if the medical insurance from InsuBuy is valid for Virginia Tech University at Blacksberg.

A:
Please look at Study USA-Healthcare at /study-usa-insurance/ It meets all the requirements of Virginia Tech. You can make instant purchase online.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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