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Ask Our Specialists
All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am a J1 Visa holder and I'm purchasing my insurance. My host university sent me a form which requires the signature of the insurance provider, to prove I have purchased the insurances required. I am wondering how can I get the signed paper if I want to purchase the insurance from your company.
Q:I'll be a research scholar (J1 visa) from June 24th, 2019 in University of Central Florida. Below are the minimum required for health insurance: - Medical benefits of at least $100,000 per accident or illness - Repatriation of remains (preparation and transportation of remains to home country) in the amount of $25,000 - Expenses associated with the medical evacuation(transportation to home country when directed by attending physician) of the exchange visitor in the amount of $50,000 - A deductible not to exceed $500 per accident or illness - Coverage for pre-existing conditions after a reasonable time period (as per industry standards) - Covered benefits must be paid at 75% or more per accident or illness - Policy must not unreasonably exclude coverage for perils inherent to the exchange visitor's program - Insurance carrier must have an approval rating that is accepted as per Part 62.14 (c)(1) of Section 22 of the Federal Code of Regulations I'm interested in health insurance with you, I would like to ask what are the conditions since I'll be with my husband (J2 visa) and I'm 4 weeks pregnant.
Q:I have pre-existing conditions of diabetes & Vertigo. Does your medical insurance cover these. What is your policy on pre-existing conditions? Are my rates higher now that I am 70 years old?
Q:In connection to US travelers health insurance, I want to know if the military hospitals are included under your in-network list or not.
Q:I have an application for a Visitor insurance plan for 3 individuals. I choose 50,000 $ as Policy Maximum. Is this Policy Maximum is for each individual or for all three?
Q:May I please get a information sheet where I am allow to see the insurance coverage.
Can't find answers to your questions?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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