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You can buy /patriot-exchange-program-insurance/ You can pay with the credit card. Please let me know if you have any other questions.

Main difference: Patriot America must be purchased for minimum 3 months initially (3 months upfront payment) in order to be renewed in future. Protection America can be purchased for any duration and still be renewed. You can buy either of them online at / Please feel free to contact us at any time if you have any other questions. I need for 25 days only is patriot america posible then .I have given details & quote came for nboth that is why i asked the question please clarify I need it from 14 th Dec to 7 th JAN Date of Birth of mine is 9th March 38 & my wife is 59 as per yr site i have to take it seperately since i am above 65 .Thanks for yr prompt reply .clarify above also as quote came to me with above details of mine on yr site. If you want it only for 25 days, you could buy either one of them. However, it is recommended that you buy Protection America, just in case you need to extend it unexpectedly. You can either buy it together or separately. However, we recommend that you buy separately for more flexibility. Any way, the price is per person, deductible is per person, policy maxmium is person and there is no advantage in putting two persons together. You can buy either of them online at / Please feel free to contact us at any time if you have any other questions. While aplying in your form I had following Doubts. 1. I am staying in UAE whether i can Apply for Protection America insurance using my credit card ( Master) Issued by BANK based in UAE. OR It should be aplied by my son whom we are visiting. 2. I have given his addres in Sunnyvale CA for despatch of documents of policy etc. During travel for me to carry a print out of CARD Is it posible to send that by e mail Or what do you want me to do. The flight is Dubai - Washington D.C - Sanfransisco . Flight leaves at 00.30 on 15 thDEC in Dubai which is actually 14 th in USA Eastern time. WHEN I ENTERED Dep DATE AS 15 TH DEC & EFFECTIVEDATE AS 14 th FOR POLICY SYSTEM DID NOT ACCEPT SAYING EFFECTIVE DATE CANOT BE EARLIER THAN Dep DATE. SHOULD I SAY 14 TH AS DEP DATE AS MY PAS PORT WILL BEAR 14 TH DATE AS IMMIGRATION WILL BE DONE 3 HRS BEFORE FLIGHT. 3. bENEFECIARY DETAILS IS A MUST SYSTEM SAID.IN RED LETTERS. iF I AM TAKING THE POLICY mY WIFE WHO IS TRAVELLING WITH ME should be written as beneficiary or you should write someone who is not travelling with me. The wording in the form is not clear it says when you dont fill up the column Benefeciary will be his/her spouse and children . Please Kindly reply Imediately. Sorry For writing in so much detail. 1. It can be either one. If it does not work, your bank is denying the charge and not us. In that case, use another card or call your bank to manually authorized it. 2. Put all both effective date and departue date as Dec 14. It will work. 3. Put your son's name. You can apply online at htp://www.insubuy.com Please feel free to contact us at any time if you have any other questions.

If your wife is already pregnant, there is no plan that will cover her pregnancy. If you would like to know about the plans that exclude pregnancy, please let me know. That seems to be the case with any of the plan’s I’ve found. But can I get coverage for My family and my wife EXCLUDING the cost of delivery and any other pregnancy related costs? Could I get my wife covered for broken limbs, flu, and things of that sort? Also, does it matter whether or not my family members are citizens of the US? Yes, it matters that some persons are US citizens. If your wife is pregnant, she can't get the GMI policy (that you mentioned in your original email), even for accidents. All of you can buy the policies listed at /travel-health-insurance/

If you are going to buy at least 3 months up front (and pay for at least 3 months upfront), you should buy Patriot America. If you are going to buy month by month (or any initial duration shorter than 3 months upfront), you should buy Protection America. You can buy either of these plans online at /visitor-insurance/ Please feel free to contact us at any time if you have any other questions. Thank you for the very prompt reply. When I read the details of benefits in the given link: I could not really see the difference.But I see that the charges r more for protection america.In your experience,Could let me know which would be the best choice in terms of services and benefits.That will be greatly helpful to decide. Thanks The difference is just what I wrote in my previous email. It is about the renewability and minimum initial purchase. The service and benefits are the same as they are from the same company. Are you willing to pay at least 3 months premium upfront? If so, go for Patriot America. Otherwise, go for Protection America. Please let me know if you have any other questions.

Both are excellent plans. You can choose either one, available at https://www.insubuy.com Sorry I have some questions, I read the disclaimer part, which stated that "Lloyd's operates as an unauthorized insurer in all states of the United States except Illinois and Kentucky, where they are admitted. As such, claims under the insurance products described in this website may not be made against any state guaranty fund." Could you explain what it means? Thanks a lot That just means that Lloyds is not regulated by individual state governments in the US. That only occurs in a typical domestic health insurance company. e.g. Blue Cross Blue Shield of Texas is licensed by Department of Insurance in Texas, does business in Texas, with the citizens and residents of Texas, for using the insurance while they are in Texas. Therefore, BSBS-Texas is regulated by Texas State Government. Just in an unlikely event, for example, if BCBS-TX were to go bankrupt or something, Texas State Government may try to pay the claims from state guaranty fund. You are not a resident of any particular state in the US, and you are just visiting the US temporarily. Therefore, Lloyds does not need to be regulated by any particular state in the US. Therefore, everything is OK. I hope that answers your question. If you have any other questions, please feel free to contact us at any time. Hi, Thank you for the explanation... If I want to buy a plan for me & my 1 year old son, so I can just buy 1 plan plus dependent child, right? How the coverage would be? Is it up to policy max for us both, or for each of us? The coverage (policy maximum) is per person, the deductible is person. In Atlas America, as long as one parent is buying, one child below 9 years is free.

For $50,000 and $100 deductible, it would cost $55 per person per month. Therefore, it would cost total $660 for two of you for 6 months. You can buy it online at /visitors-care-insurance/ Please feel free to contact us at any time if you have any other questions.