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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:question about Atlas America insurance I have a question about the Quotes(Quote ID: 26076953, PIN:5665). Could you give me some explanations? I retrieve the quotes for 70 days insurance(see the attached). Child(only one, five years old) is covered in the quote? Should we pay additional money for child`s insurance? Thank you.

A:
Atlas America is a family friendly plan. So if parent insured child under 9 years will get insurance at no cost. So While purchasing insurance you need enter his dob and name but you will not pay premium for him. Atlas America brochure, instant purchase link, /atlasamerica-insurance/ Please feel free to contact us if you have any further questions.
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Q:Visiting USA for treatment Hi We are considering travelling to the US for IVF treatment, and wondered if you have any plans that cover medical complications that may arise from the IVF treatment.

A:
Unfortunately, there is no plan that will offer coverage for this situation. If you have additional questions please feel free to contact our office.
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Q:Multi trip insurance Dear Sirs,I would like to know if your company can insure full time residents of the USA who travel from time to time outside the country,almost mainly to Canada.I am 76 years old and live full time in the USA.I have a green card.My wife is 75 years old and is an American citizen and resides with me full time in the USA.We are fully covered by medicare and have our secondary coverage with Constitution Life.We do not need any coverage for trip cancellations or lost luggage or anything of that nature.We simply want to have coverage for medical emergencies of any kind that we would encounter while out of the USA.We now have to book each and every time we leave the country and specify our exact time away.Do you have any kind of a plan that would cover us whenever we left the country,with perhaps a total time limit of lets say 90 days maximum a year.Your kind reply would be most appreciated.

A:
Thank you for your interest in purchasing insurance through us. We have Annual Multi-Trip insurance that you will be eligible to purchase. We have sent quote in a separate e-mail one for you and second for your wife because of diff. citizenship. You can also find quote at, /multi-trip-travel-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any further questions
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Q:Parents visiting USA; Insurance needed Planning to buy insurance for my in laws, need guidance

A:
Thank you for your interest in purchasing insurance through us. As a broker, We provide insurance from most of the plans available in US Companies. If they are coming to MD then there choice is limited. If you provide their age, travel date and which state do they need coverage then we will be glad to send you quote in a separate e-mail. You can also visit our website at www.insubuy.com Please enter appropriate criteria. You will find many plans and you can also compare them side by side. Please feel free to contact us if you have any further questions. Hi, Thanks for responding. My in-laws are coming to VA. And their stay is from June 15th to Sept 8th. And Their ages are 65 and 63. Please send me the quotes. Insurance quote has been sent to you in a separate e-mail. Please review this and feel free to contact us if you have any further questions.
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Q:Question regarding Atlas Travel I have a question for you before buying this one. My dad already is staying with me in US now and would like to give him a travel insurance just in case. He has no Pre-exist condition. Can I go for this insurance?

A:
Where is he currently located in the US? Maryland, Rockville MD 20852 since 6/7 You can’t purchase Atlas America plan if he is already in MD at the time of application. You can purchase Safe Travel USA Cost Saver plan as long as he is on visitor visa. Safe travel USA cost saver brochure, instant purchase and other useful information, /safe-travels-usa-cost-saver-insurance/ Please review the plan details and feel free to contact us if you have any further questions. He is holding ESTA because his country is South Korea where is under the Visa Waiver Program from USA. ESTA also can be Visitor Visa? Is he still eligible for Safe travel USA? Yes. He is eligible to purchase Safe travel USA or Safe travel Cost saver. Safe travel USA cost saver brochure, instant purchase and other useful information, /safe-travels-usa-cost-saver-insurance/ Safe Travel USA, brochure, instant purchase link, /safe-travels-usa-insurance/ Safe travel USA is primary insurance and it cost little bit more. Safe travel cost saver will be secondary insurance to any other insurance he will have in USA. Most of the time people purchase Safe travel USA cost saver plan. Please let us know if you have any further questions.
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Q:Help choosing insurance plan My parents are visiting the US, and are planning to stay for 6 months. My father is 70 years old and my mother is 63. Due to this, I am having trouble finding a plan that covers them both. Also, both my parents have Diabetes, and my mother has Hypertension as well. I want to find a plan that might cover doctor visits (PCP for check ups) Is there some plan that might help me with that?

A:
Thank you for your interest in purchasing insurance through us. As a broker, we provide insurance from most of the major companies available in US market. Unfortunately there is no short term plan for an international visitor which covers routine maintenance for the pre-existing conditions. However, some plan has coverage for acute onset of pre-existing coverage for the age below 70yrs while few others may provide a reasonable amount of coverage for persons until age 90yrs. More information on acute onset of pre-ex, /visitor-insurance-acute-onset-of-pre-existing-conditions/ You need to get separate quote for 70+. Please visit our website at www.insubuy.com Please enter appropriate criteria. You will find many plans and you can narrow by with pre-ex coverage. Please compare them side by side. If you provide their travel date and which state do you need coverage we can send quote by e-mail also. Please let us know if you have any further questions. I would appreciate your assistance. Travel date is September 1st 2016 to February 19, 2017. Coming to NY. Can you please provide with quotes for both my parents. Also, what do you suggest I do but doctor visits for check ups, without any acute onset? A separate quote for coverage for all of the available plans has been sent to you for review. In the event of no acute onset coverage you would be required to pay out of pocket for such an expense. If you need any further assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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