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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am on H1B visa and I have medical insurance through my employer. I got married in 2019 November 27th and my spouse got H4 visa on January 22nd 2020 and still haven't arrived in US. My spouse can't be added to my employer medical insurance as 30 days passed and enrollment date is over. Which insurance plan I can buy for her which is compliant with needed requirements between the time I can enroll her with my company insurance which start on Jan 1st 2021?
Q:If deemed medically necessary would the Voyager Plus cover air ambulance? Voyager Plus requires one has a primary insurance policy in effect in the USA. Is it acceptable that my primary insurance is with the ACA Health Insurance program (on a government subsidized Health Exchange plan) in Arizona to be eligible for coverage under the Voyager Plus policy?
Q:I am interested in buying visitors insurance for my parents, who are coming to the USA. I am looking for the best option that covers acute onset of pre existing conditions in case something happens.
Q:I'm from Buenos Aires, Argentina, and I would like to know if it would be possible to buy medical insurance for me and my family in the USA. We are not US citizens.
Q:I am looking for insurance for my mother who is going to visit us and will have her 70th birthday March 2nd. It seems that Atlas America provides decent coverage. However, is it true that I put age 69 if we start policy before March 2nd even if my mother will arrive later? Also, for acute onsets of preexisting conditions - are maximums set for 70+ determined based on the age when it happened or on the age when policy starts?
Q:My H4 spouse is not covered by my employer's medical insurance coverage plan for 2020, since I delayed the submission of the required documents within 30 days after the marriage date. Does this mean that she is ineligible for medical insurance through the employer? She has been in the USA since Dec 2019. 1. Is she eligible for Atlas America insurance plan? 2. What other insurance plans are suitable for her?
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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