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Missionary Travel Insurance

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  • Selected policy maximum may be too high, or not available for all ages quoted; try quoting individually.
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  • Missionary travel insurance plans are not Affordable Care Act (ACA) compliant.
  • Organizations can purchase missionary health coverage on behalf of missionaries.
  • Missionary health coverage plans include medical coverage as well as emergency medical evacuation and return of mortal remains.
  • You need to provide date of birth and name exactly as in the passport to purchase missionary medical insurance. However, passport number is optional in many plans.
  • Missionary insurance coverage can start as early as the next day or any future date you specify.
  • In addition to the medical insurance, Kidnap & Ransom Insurance, is also available.

As there are major differences between your domestic health insurance at home and missionary travel medical insurance, you should read the certificate wording carefully.

Missionary Travel Insurance

Missionary travel insurance primarily provides coverage for medical emergencies while abroad as well as emergency medical evacuation, accidental death coverage and several other benefits.

What does missionary travel insurance include?

Missionary travel insurance may be comprised of various benefits, some of these standard benefits include:

Emergency Medical Expenses

Missionaries travel insurance provides emergency medical coverage in case the person gets sick or injured while on a mission trip. It will typically cover any new medical conditions, injuries or accidents that may occur after the effective date of the policy. Some plans may cover acute onset of pre-existing conditions, which may be a sudden and unexpected emergency resulting from the pre-existing conditions. Outside the U.S., most plans will pay 100% after satisfying the deductible once. Many choices of policy maximums are available.

Trip Interruption

While on a mission trip abroad, if there was a major incident back home and you needed to cut your trip short to return home early, trip interruption coverage would help pay for making necessary travel arrangements to change your trip. Trip interruption typically provides coverage for incidents like a close family member passed away or substantial destruction of your primary residence occurred.

Emergency Medical Evacuation / Repatriation

Many missionaries typically work in remote parts of the world that are poor and lack adequate medical facilities. In case of a serious injury or illness, it is very likely that the local healthcare facilities would not be able to provide proper medical care. Therefore, it is extremely important that missionaries travel insurance include emergency medical evacuation coverage, which would transport you to the nearest place where adequate care can be given. Once you are in a medical condition to fly long distance to your home country, this benefit may also make payment for you to return home.

Accidental Death & Dismemberment

AD&D benefit provides coverage in case of loss of one or two limbs in an accident or in case of accidental death. This is a sort of life insurance where the beneficiary gets a lump sum payment.

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Ancillary Benefits

Many missionary travel insurance plans also provide ancillary benefits such as natural disaster relief, emergency Rx drugs refill, emergency cash transfer, ID theft assistance and so on. While serving HIM, it is assuring to know that there is someone to serve you.

Mission trips abroad can be fulfilling and exciting.

Don't get caught without missionary travel insurance, get free quotes today!

Missionary Travel Insurance

Depending on what is most important for you to have covered, there may be a plan better tailored to your needs:

Missionary Health Insurance

While missionary travel insurance provides a short term medical insurance for trips abroad, you can purchase missionary health insurance that provides a long term major medical insurance which is annually renewable and may provide coverage in various geographic areas including worldwide and sometimes in your home country as well.

Trip Cancellation Insurance

While missionary travel insurance provides medical coverage while abroad, trip cancellation insurance can provide the coverage for your non-refundable prepaid trip costs if you need to cancel your mission trip for certain covered reasons. As long as certain conditions are met, several trip cancellation insurance plans allow you to cancel your mission trip for any reason; such trip insurance plans are higher priced and such coverage is typically optional at any additional premium.

Group Medical Insurance

Missionaries typically travel in a group. If you are a group of 5 or more missionaries that need either short term travel or long term major medical insurance, you can purchase group insurance. Missionary group travel insurance provides the same coverage as the individual travel insurance but is 10% cheaper and can still be purchased online instantly. Missionary group medical insurance typically requires underwriting and the quotes have to be requested manually.

Visitors to USA Insurance

Most missionaries typically travel outside the U.S. However, if you are missionary who is traveling to the U.S., you can purchase any of the visitors insurance plans. As healthcare expenses are very high in the U.S., proper medical protection is highly recommended. Visitors insurance will typically provide coverage everywhere in the U.S. and can be purchased from 5 days to 3 years. However, most plans are limited, up to 364 days.

Insurance Guide

Our insurance guide makes it very easy to navigate the complexities of missionary travel insurance.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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