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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Are your Schengen plans offered refundable? Dear M/s kindly could you advice me if the travel insurance is refundable because i am applying for visa to Belgium .but i am not sure if i will get it. Thank you in advance

A:
Many of the plans listed in the Schengen visa sections of the Insubuy website are going to be refundable and it will be listed by the plan whether or not is renewable and refundable. Please us the link below for more information about the plans that are available on the website for a Schengen Visa. Schengen Visa Insurance
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Q:Do you have plans for Schengen visa? Hello, I want to buy travel insurance. I m going Greece and Italy basically but you cover whole Europe right? I m flying from Sydney Australia and my nationality is Pakistani. I m not USA citizen or anything. Do you guys provides travel insurance to non USA citizen? Please get back to me ASAP. Thank you

A:
Thank you for contacting Insubuy for your insurance needs. You are eligible to purchase insurance from Insubuy for your Schengen Visa. The plans will cover you anywhere outside of your country of citizenship or your home country depending upon the plan. Please see the link below for Schengen Visa Insurance. Schengen Visa Insurance: /schengen-visa-insurance/
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Q:How does the deductible work on these Schengen plans? What does deductible mean? I just want for a month travel insurance not for whole year.

A:
The deductible is the amount that you are required to pay before the insurance pays it portion. The deductible will apply regardless of whether you purchase for 1 year or 1 month.
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Q:We are 8 person in Auburn University. We need to help. We want to take a j1 exchange superior plan. However the insurance coordinator don't allow us purchase before waiver form. And we have only 2 days for purchase. Please help us My school insurance coordinator send e-mail to me ; "Please ask the insurance company to complete the attached waiver form. If they can answer that their insurance is equal to or better than our insurance then its fine and you can purchase it. If not, we will not be able to use it for a waiver." I'm waiting your e-mail. Thank you

A:
Thank you for your interest in purchasing insurance through us. Atlas America plan does not meet your school requirements. In fact, You will not get any plan in outside market which meets all of your school requirements. You have to purchase insurance from your school.
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Q:My daughter is a US citizen and an Australian resident (green card). We live in Australia for the past 7 years. Lauren is going to NY to study for 10 weeks at a high school in NY as a sophomore. I am trying to find health insurance for her.

A:
Please see the link below for a plan that your daughter would be eligible to purchase. Safe Travels USA Cost Saver If you need additional assistance please feel free to contact our office.
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Q:I will be in USA for 4 months. ( until 28 December). I am 28 years old and I have got F1 visa. I am a student at Virginia Tech Language and Culture Institute in Blacksburg in Virginia. Can I buy my health insurance just 4 months? From September 15 2016 to December 15 2016 ? Can you give me information about that issue, please? And can you tell me the cheapest price, please?

A:
Thank you for your interest in purchasing insurance through us. Does your university have any insurance requirements that need to be met? If not, there are several plans on our website that will cover you for the time you are requesting. Below are the links for the plans with the lower cost as requested. Patriot Exchange Program Student Secure Smart Atlas America If you have any questions or need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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