There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Request for International Supplemental Coverage Dear Sir \ Madame, My boss is looking for an international supplemental coverage. In USA, he has Medicare that fully covers him in US but he would like to have an international coverage as well. I would appreciate if you offer International Supplemental coverage for my boss.

A:
Thank you for your interest in purchasing insurance through us. We have many plans that provide him coverage outside USA. But before we suggest any plan would like to his age, home country and how long he needs coverage. Once, we get these information will be glad to suggest you some insurance plan accordingly. Meantime, You can visit our website at, /travel-health-insurance/ Please enter appropriate criteria. You will find many plans and you can also compare them side by side. If you have any further questions feel free to contact us. Date of birth 23 Sep 1949 Home country: USA Length of coverage: 1year He used to have corporate insurance plan with Aetna global but now we are looking for private international insurance for him. Thank you for your quick reply. You can purchase Patriot International plan for him. Patriot International brochure, instant purchase and other useful information, /patriot-international-lite-insurance/ You can compare these plans at, /travel-health-insurance/ If you have any further questions feel free to contact us. I requested more information from my boss on what he wants to have in terms of international insurance. Below is his email re international insurance. "Ideally, the non-USA coverage should provide the same benefits as Aetna does globally. Some examples: broad coverage of doctor visits, hospitalization, lab analysis and maybe prescription drugs. Annual deductible not to exceed, say, $2,000 and co-pay, if any not to exceed 20% above the deductible. Hospitalization (semi private room) would be 100% covered although the extra cost of a private room would be covered by me." I will very much appreciate your advice. The plans previously mentioned are not going to provide the same benefits as Aetna does as far as pre-existing conditions are concerned. If that type of coverage is what you are looking for then we have a plan called Voyager Choice. The Voyager Choice plan is limited to 180 days per trip so is not going to provide the duration you are requesting. The plans previously offered will provide coverage for any new illness or injury that occur after the effective date and are available for the duration you are requesting. Since you choose the deductible then that is not a factor and the plans will then pay 100%. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/travel-health-insurance/request-for-international-supplemental-coveragedear-sir-madame-my-boss-is-looking-for-an-internatio-23831/

Q:Trip Protection Insurance I wanted to inquire whether this package for Safe Travels USA Trip Protection available from your company also included refund in case of inability to travel due to medical emergency of one of the passengers based on medical certificate issued by a doctor? I have reviewed all the other benefits included in the travel insurance, but was not able to find a clear answer to this question.

A:
Thank you for your interest in purchasing insurance through us. Whatever criteria you entered looks correct. Your insurance premium will be $132.00. Please go ahead and finish the application using link below, Trip Insurance If you have any further questions feel free to contact us. My question was actually in relation to the coverage for reimbursement should I be unable to take the flight based on a medical certificate from my doctor. Grateful if you could clarify this with all the caveats attached to it (i.e., cases in which it would not apply/any exceptions/further details on eligibility, etc). Only upon receiving a reply to this question will I be in a position to purchase the insurance from your company. Thank you kindly. The list of covered reasons can be found here: Trip Insurance Once you have opened the link you would just scroll down until you reach the section titled Trip Cancellation and Trip Interruption Benefit. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/holiday-insurance/trip-protection-insurancei-wanted-to-inquire-whether-this-package-for-safe-travels-usa-trip-protecti-75008/

Q:US Citizen traveling to the USA I purchased the insurance below last year, and I will be travelling to the US again shortly and wish to purchase the same type of insurance again. I am a US citizen, but reside in Greece. I will be travelling for a short term stay to the US from April 8 to May 15. Can you please direct me to the correct insurance to purchase - I cannot seem to locate it online. Ideally, I would like to purchase the same insurance as below. Thank you so much.

A:
Thank you for contacting Insubuy for your insurance needs. As a United States citizen you are not eligible to purchase the Patriot International plan for coverage in the United States as your U.S. citizenship will take precedence within the United States and will always be considered your home country. Please review the plans listed below as these will allow temporary coverage for a U.S citizen within the United States for a visit. Please feel free to contact our office if you need any further assistance. Liaison Continent Plan A brochure and instance purchase link: /safe-travels-usa-comprehensive-insurance/
{{currentOrigin}}/answers/visitors-insurance-usa/us-citizen-traveling-to-the-usai-purchased-the-insurance-below-last-year-and-i-will-be-travelling-to-94239/

Q:ACA compliant medical insurance if we get patriot america for a green card holder traveling between the us and country of origin... when her taxes are filed would the insurance cover the requirements to avoid fines?

A:
Thank you for contacting Insubuy. The Patriot America plan is not ACA compliant as it does not provide coverage for pre-existing conditions, and also provides coverage up to a policy maximum. Feel free to contact our office at (866) INSUBUY. If you have any additional questions please let us know.
{{currentOrigin}}/answers/new-immigrant-insurance/aca-compliant-medical-insuranceif-we-get-patriot-america-for-a-green-card-holder-traveling-between-t-91330/

Q:79 turning 80 during trip to USA I am from North Carolina. I am bringing my parents to the US on March 29,2016. My father is 79 years now and he will be turning 80 years on March 30,2016. When I search on Insubuy website for a suitable insurance plan for him, should I give his age as 79 or 80? If I buy an insurance plan for my father with his age as 79 and after his arrival in the US ,he turns 80 and I go to a doctor, will he still be eligible for all the coverage his insurance plan qualifies? Kindly clarify .

A:
Thank you for your interest in purchasing insurance through us. If you purchase the plan before his 80th birthday then you would enter his age as 79. The plan we would recommend is the Patriot America. If you purchase the plan while he is 79 he will have the same coverage for one year as long as you extend the same policy. If you renew the plan beyond one year then be treated as 80 and the coverage will reduce and the price will increase. Or if you forget to renew the policy then you have to buy a new policy with his current age that will be 80yrs. You can get quote at www.insubuy.com Patriot America brochure and instant purchase link: /patriot-america-lite-insurance/ If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/visitors-insurance-usa/79-turning-80-during-trip-to-usai-am-from-north-carolina-i-am-bringing-my-parents-to-the-us-on-march-99778/

Q:Visiting USA, Mother 72 years old Insurance for visiting mother age 72 years for 6 months from 18th March to August 26th 2016. She arrived in USA on 2nd March 2016.

A:
Thank you for your interest in purchasing insurance through us. We have several plans for your mother that will cover any new illness or injury that occurs after the effective date of the policy. The plan I would recommend is the Patriot America plan or Safe Travel USA comprehensive coverage plan. Now Safe Travel USA comprehensive coverage plan covers acute onset of pre-existing conditions up to $25000 Patriot America brochure and instant purchase link: /patriot-america-lite-insurance/ Update: Safe Travel USA Comprehensive coverage plan brochure, instant purchase link, /safe-travels-usa-comprehensive-insurance/ You can look for additional plans here: / Just enter the information and review the available plans. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/visitors-insurance-usa/visiting-usa-mother-72-years-oldinsurance-for-visiting-mother-age-72-years-for-6-months-from-18th-ma-35064/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More