There was a problem, please make the requested changes and submit again:

  • Search criteria is required. {{ error }}

Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:do the ExchangeGuard essential plan cover sports related injuries (Golf)

A:
You may find the information related to sports coverage on page 23 of the certificate wording of the ExchangeGuard plan. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/international-student-health-insurance/sports-coverage-in-exchangeguard-23788/

Q:If travel insurance does not want to refund my money, can I still keep my reservation and travel

A:
We would be happy to assist regarding your query, please call our office at +1 (866) 467-8289 to speak with any of our licensed reperesentatives regarding your specific situation so we may advise on the most appropriate coverage.
{{currentOrigin}}/answers/holiday-insurance/trip-cancellation-coverage-for-trip-cost-and-trip-33934/

Q:When flying from the USA to UK on American Airline plane when are you considered in and when are you considered outside the USA? Info needed for specific start and end dates of travel

A:
You will want to begin the coverage based on the coverage dates you are traveling. The plans are based in Eastern Standard Time, so you would want to account for any time difference in coverage dates. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/international-travel-health-insurance/coverage-date-selection-in-travel-medical-insurance-51344/

Q:Can I pay the visitor insurance by my hsa card?

A:
You may attempt to, however it may not work. You will typically want to purchase the coverage using a credit or debit card that can pay in USD. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/visitors-health-insurance/payment-options-in-visitor-health-insurance-10833/

Q:I am traveling to Europe next week. Should I test positive for COVID-19 within a day of my return flight and am not allowed to travel until I can show a negative test, does insurance with travel delay/quarantine, cancellation, and interruption coverage cover additional expenses resulting from this such as lodging, food, and charges associated with changing my return flight? Or are there additional requirements beyond just a positive test, like the recommendation of a physician?

A:
Thank you for contacting Insubuy. The plans that provide the travel delay/quarantine coverage will include the coverage for the accommodation (lodging) and meals. The charges for a return flight may be covered under the trip interruption benefits with most Trip Cancellation plans. The Safe Travels Voyager and Safe Travels Explorer plans include the cost for the return flight in the travel delay benefit. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/travel-insurance/does-trip-delay-coverage-also-include-coverage-for-quarantine-82040/

Q:Hi, just wondering if there are any bulk discounts available on travel insurance? We have 8 individuals traveling to Mexico next week. Thanks.

A:
Thank you for contacting Insubuy for your insurance needs. All the insurance prices on the market are regulated by law, there is no way to alter the premium. Should you have additional questions or need further assistance please let us know. You may also call our office at +1 (866) 467-8289.
{{currentOrigin}}/answers/trip-insurance/discounts-for-the-travel-medical-insurance-41162/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More