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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Visitor's medical insurance Hope you are doing well. Looking for visitor's medical insurance for my Mother in Law. She is 72. Still not decide about the travel dates yet. We prefer the same insurance (Atlas America) which we had last time for her. However we were not able to find the same on your website. However, we found Visitor's Patriot and Diplomat. Please note that our nearest hospital is JFK hospital in Edison, NJ and her PCP was Dr. Hitesh Patel. Please let us know the maximum coverage available for a 72 year old person and how much it would be? Thanks,
Q:Tour company enquiry I address myself to you as a tour company that will conduct tours in Montenegro, Prague CZ, Belgrade (Serbia) and San Jose Costa Rica, I would like to know more about Insubuy and why this is a good choice for us Vis a vie the countries we will have activities in, and the Schegenvisa on your website which is relevant to us. Thank you for your response in advance, my cell 1 860 989 5915, if I receive a call on this number, I shall return the call. Sincerely
Q:international major medical insurance clause Hello I was applying for the "international major medical"insucance , but this phrase made me feel nervous "This insurance contract is with an insurer not licensed to transact insurance in this state and is issued and delivered as a surplus line coverage pursuant to the Texas insurance statutes. The State Board of Insurance does not audit the finances or review the solvency of the surplus lines insurer providing this coverage, and this insurer is not a member of the property and casualty insurance guaranty association created under Article 21.28-C, Insurance Code. Article 1.14-2, Insurance Code, requires payment of 4.85 percent tax on gross premium." does it mean that i cannot contract the services in Texas? I do not understand exactly this phrase Thanks for your attention
Q:Visitors insurance for wife in New Jersey I need a visitor health insurance for mt wife who is at present in new Jersy. Her date of birth is 28th April 1956.i would like to know what are all the hospitals covered in new Jersy, besides informing me about the emergency admission and pre existing illness. She will be in USA till 19th Jan 2014.
Q:Visitors insurance for 89 years old mother I am bringing my Mum over from Uk. She is 89 years old. Very healthy except for over active thyroid which she is already taking medications. Am I able to get health insurance for her? will all be covered, i.e emergency hospital, or god forbid death? If you could let me know. Also she is expected to stay for about 8month. So I would want to take out the policy monthly?
Q:Buy insurance - Atlas or Patriot I read some of your comments on the discussion board. I'd like to clarify with you if I should go for Patriot American OR Atlas (comprehensive). Details: My mother 64 years old will be arriving in NJ July 1st 2013 for 4 months. She is good health. My Father 73years old will also be coming at same time for same time period. He is in good health. Given high premiums (about $800 and $1000), which one do you recommend? Patriot/Atlas ? Thanks for your advice.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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