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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Claim to be submitted for a doctor's visit who was in network but didn't take the insurance

A:
You would need to access your plans claim forms through My Account on the Insubuy website and sumbit them along with your receipts and any medical documents. You would login to My Account with your policy certificate number and the date of birth of the primary insured. If you have any additional questions, please let us know.
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Q:i(korean) am planning to visit Texas(fort bliss) to join the Army program coming from 24 May 2022 to 9 July 2023.(i have to stay Texas roughly 13months)so, i am trying to get patriot America plus insurance but the PAPI is arrowing only for 12months. * i have no choice to select other insurances (i must select PAPI)is there any ways to get the PAPI

A:
All short term plans can only be purchased for 12 months at a time. the plan you are looking at now can be extended for another year max after purchase
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Q:I would like to have quote for visitor Visa, for three months from April 1st 2023 to June 30th 2023for 87 years old. she is British Passport Holder.

A:
You may view the quotes here. You may also view and quote the applicable plans for yourself in the Visitors to the USA section of our website. Should you have additional questions or need further assistance please let us know.
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Q:I plan to travel in may but buy the flight tickets today, when do I have to buy the travel insurance today or can I buy it just before the trip?

A:
If you are wanting to purchase Trip Insurance, it would be ideal to purchase after your initial booking is complete if you are wanting to get a plan with a Cancel for Any Reason benefit. If you are not looking for such coverage, you may view and quote the Travel Medical Insurance plans up until a day prior to travel. Should you have additional questions or need further assistance, you may also call our office at +! (866) 467-8289.
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Q:Hi, My mother and grandmother are visiting the US for 2 months and they have pre-existing conditions such as High blood pressure, Thyroid, and heart attack (10 years ago). I would like to take visitor's insurance for them that will cover their pre-esisting conditions as well. Please suggest.

A:
There is not a plan on the market that could offer such coverage, however, there are options that could be available which would include a benefit for the acute onset of pre-existing conditions. You may view and quote the applicable plans in the Visitors to the USA section of our website. Please read over their benefits and wording for full information on eligibility and benefits. Should you have additional questions, you may also call our office at +1 (866) 467-8289.
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Q:Soy jubilado espanol y quiero residir en Colombia, que seguro medico me aconseja y precio a pagar mensualmente. Gracias.

A:
Hola, Si buscas un seguro para expatriados, puede ir al siguiente enlace para realizar una cotizaion y ver los planes disponibles. Expatriate Health Insurance Si tiene mas preguntas puede contactar con nuestra oficina al (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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