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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:My wife and I live in UK and would like to visit our son and family in USA for one week later this year. How do we apply for medical insurance up to 2million.

A:
How much insurance you would be eligible to purchase would be determined by your age. You can run a quote for a plan for Visitors to the U.S. through this link to see what plans would be available to you, and what policy maximum options you would be eligible for: /visitors-insurance/ If you have any additional questions, please let us know.
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Q:Need help with choosing the right insurance that i can use as soon as possible

A:
The insurance plans cover for new illnesses and new injuries that occur or manifest after the effective date of a policy. Because you know that you already will need to use the insurance as soon as you purchase it because there is a medical issue for which you need to seek treatment or service, it will not cover whatever it is that is already going on. You would just need to pay out of pocket for anything related to a current condition. If you have any additional questions, please let us know.
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Q:Do you cover trip cancellation if the passenger gets covid prior to the tripDo you cover trip cancellation if the passenger's dependant child gets covid prior to the trip and the parent needs to cancel to stay home and care for them

A:
We have trip cancellation plans for U.S. residents that can provide trip cancellation coverage for specified named reasons. Trip plans do provide coverage if an insured, an insured's immediate family member, or travel companion unexpectedly becomes ill or injured before departure. If you have any additional questions, please let us know.
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Q:I cant find In network providers in Herndon, VA. I searched for within 25miles. Product Name: Safe Travels EliteCertificate Number: 1485515Reference ID: S733891281

A:
We searched your zip code and within a 25 mile radious found under all providers, 32,718 providers. I am not sure if you are stating you could not find any in network, or they were stating they would not accept the insurance. (These are 2 completely different things). If a provider is in network but states they do not accept the insurance, it means they want you to pay them upfront and you would then file a claim for reimbursement. As long as the treatment or services are for covered expenses, you would be reimbursed per your policy limits and benefit levels. The provider is choosing not to direct bill which is up to each individual providers office. If you have any additional questions, please let us know.
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Q:My son will go to NC for summer. He will stay there for about one and half month. He is a boarding student in United Kingdom. I am wondering what insurrance I can buy for him to cover his stay in US

A:
You can run a quote through this link for our Visitors to the USA plans: /visitors-insurance/ We would recommend a comprehensive plan. When you run a quote you will first see our limited benefit Fixed coverage plans, but as you scroll down the page will see the Comprehensive plans. These plans will cover more of the cost of covered expenses. If you have any additional questions, please let us know.
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Q:Hi There - Planning to travel to India(2 adults India citizenship and 1 kid 13 years old US citizen), and trying to see if i can get Travel Medical insurance. Please, let me know. Just want to be safe. Have a transit at Qatar too for 3 hours. Please, let me know the cost and packages around it. RegdsRajesh

A:
You can run a quote through this link for our Travel outside the USA plans: /travel-health-insurance/ However, you and your spouse will be on one policy, and you will need a separate policy for the U.S. citizen. It will not change the cost as it's a daily rate based on age, however, some policies will ask citizenship per person and some will not. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/international-travel-medical-insurance/travel-to-india-citizenship-citizen-travel-medical-insurance-67433/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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