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All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:health insurance for wife and daughter Dear Sir/Madam, I'm the international student of univ. of florida( Gainesville-Florida) . I want health insurance plan for my wife (30 yrs) and daughter ( 9 mos). My preference - plan mustd cover regular checkup specially kidcare & less deductable . kindly suggest cheap plan as i can't afford much. .thanks & regards

A:
Thank you for your interest in purchasing student health insurance for your family. We as a broker sell international student medical insurance from all major companies in the US. Unfortunately, insurance company will not pay for well baby care, immunization etc. It will pay for any new medical conditions, injuries or accidents that may occur after the effective date of the policy. You can look at Study USA-HealthCare at /study-usa-insurance/ It is the most popular student health insurance. If you have any other questions, please feel free to contact us at any time.
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Q:Baby delivery insurance Hey I am on F2 catogary visa holder in usa i want to get some information regarding baby delivery insurance in usa

A:
Look at Study USA at /international-student-medical-insurance/ F2 holder can purchase only if F1 holder purchases as well. And the person can't be pregnant on the effective date of the insurance.
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Q:Short term health insurance Hi Jagruti- I am trying to buy an individual health insurance plan that I only need for a couple months. I am looking for one that is only for hospital emergenies. Can you please provide me with what my options are and where is the most affordable route to go? I am 29 years old and live in the 10065 Zip of Manhattan, NY. Thanks and regards,

A:
Please let me know your legal status in the US. Are you US citizen, greencard holder, work visa, tourist visa or something else? Hi- I am a US Citizen. Thanks! State of NY does not allow short term insurance plans. Therefore, no company sells it. Are they any options for Emergency or Hospital only Insurances? No. State of NY does not allow it. Please look at the plans available at https://www.insubuy.com
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Q:Temporary Health Care Coverage Hello, My husband and I currently have health insurance through his job (the military). He will be getting out of the military and getting a new job in June. Our last day of health care coverage through the military is June 28, 2008. I am pregnant, and my due date is July 6, 2008, which is a week after our coverage ends. We don't want to have to worry about when his new job's coverage will kick in, etc., since we want to make sure we are covered for my birth. We are looking into temporary health care coverage for me and for our baby after he is born - my husband won't need any. I am looking for about 30 to 60 days worth of coverage. We will be living in Virginia. I do not want to have to pay a lot out of pocket for the birth, so what is the best plan you have to offer for us? We are used to having completely free medical care, so this will be a big change for us. I am on one prescription medication, acyclovir. I do not smoke or drink and am healthy. My pregnancy is currently normal and not a high-risk one. Thanks for your time. Sincerely,

A:
If you are already pregnant, there is no private insurance from any company that will cover you. So, even if I have had no break in my health coverage and have had my current health care for over 7 years, I cannot get new health insurance that will cover the birth of my baby? I appreciate your response. Thanks for your time. That's right. No insurance company will take you (or your husband) currently.
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Q:Travelers insurance for Schengen visa I would like a quote for a travelers insurance that meets the requirements to apply for the Schengen visa. Please note that I am only visiting the US, my country of residence is Peru but I would like to depart and come back to the US from the Netherlands. My trip should be for 20 days max. Thanks a lot

A:
You can purchase Schengen visa compliant insurance plans at /schengen-visa-insurance/ 15 minutes after purchase, you can download visa letter at /myaccount/
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Q:Schengen visa insurance for my daughter SHENGEN VISA I have a 12-year-old daughter who is going on a tour to Central Europe with my father. They are leaving from South America directly to Paris with a flight conexion in Madrid. I need to get this international medical insurance ASAP. Please help..

A:
Thank you for your interest in purchasing Schengen visa insurance. You can look at Atlas International at /atlas-international-insurance/ You will be able to find the benefits online and purchase it online. You will also be able to print the visa letter online. If you have any questions, please feel free to contact us at any time.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

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You could lose your non-refundable trip costs if you had to cancel your trip.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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Most schools require international students to purchase health insurance.

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