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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am an international student from China and I would like to know the best value insurance for my University because they do have some limitation. Additionally, I want to know can I buy the insurance for 4 months? from 2/15/2019 TO 6/14/2019 because I will go back to China and come back at the end of September.

A:
In order to better assist you can you please provide your University's list of requirements for review so that we can check for compliance of the available plans? Once we receive this information we can better recommend a plan for coverage.
{{currentOrigin}}/answers/international-student-medical-insurance/health-insurance-recommendations-for-international-student-with-university-requirements-93981/

Q:I recently purchased health insurance coverage from your website for a trip in the US I will make next month. I have selected the option to not receive any documents via postal mail, and I wanted to ask you what I need to bring with me, on my person, to ensure I will not have any trouble in case I have any health issues. I have the ID card I printed at the end of the procedure, but I don't know if I need something else as well.

A:
Thank you for contacting Insubuy for your insurance needs. The ID card is sufficient for use and would be all that is needed for a provider to verify your benefits using the information listed on the back of the ID card. If you need any additional assistance please contact our office.
{{currentOrigin}}/answers/travel-health-insurance/insurance-documentation-for-health-coverage-80511/

Q:I will be travelling from Spain the 18th to 28th of April to USA, and I would appreciate if you could let me know if you would have a travel insurance for pregnant women. I am pregnant and in those days I will be week 25-26. Thank you in advance.

A:
Thank you for contacting Insubuy for your insurance needs. Plans are designed to cover the new accidents and new illnesses that happen after the effective date of the policy. There are no plans that will cover the cost of maternity or delivery related expenses. There is a plan called Atlas America that will cover pregnancy complication for the first 26 weeks of pregnancy. If you need any additional assistance please contact our office.
{{currentOrigin}}/answers/visitors-health-insurance/visiting-us-maternity-coverage-66813/

Q:I am now in India. Who is your Rep. in Chennai, India? I may visit the USA in a few months.

A:
We don't have any representative in India as we are a US based company. You can call us through WhatsApp line at +1 (972) 795-1123 or you can email us or visit or website.
{{currentOrigin}}/answers/international-travel-medical-insurance/insubuy-international-number-for-indian-customers-32016/

Q:I am a US citizen living outside of the US in Mauritania, West Africa. I'm traveling back to the US for vacation of 30 days in May. After that I will return to Africa. I am interested in buying travel insurance. Could you please advise me?

A:
There is a plan as a U.S citizen that you can purchase that will cover you anywhere outside of your home country. Patriot America Plus will cover any new accidents or new illnesses that happen after the effective date of the policy. If you have any questions about this plan please do not hesitate to contact our office.
{{currentOrigin}}/answers/visitor-insurance/us-citizen-living-outside-us-visiting-us-73851/

Q:To buy insurance and get a quote, do I have to enter an address in the USA? I'm travelling from Gambia to Chile, Argentina and Falklands Islands. Please help!

A:
No, you don't have to enter an address in USA. On the quote screen under "Mailing Address State" you would select "Outside USA". I have included a link to the correct quote screen below: Travel Health Insurance
{{currentOrigin}}/answers/international-travel-health-insurance/buying-travelers-health-insurance-with-non-us-address-59669/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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