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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:I am writing to you because I couldn't find on your web site SAFE TRAVELS USA COST SAVER in Trip Information, Traveling Form, Select Country... Montenegro?? I am traveling from Montenegro to USA and interested in your insurance. Is it possible to buy it?
Q:We have just immigrated from South Africa. My wife and baby were on the patriot international plan but now that we have arrived in the US I need a new plan for all 3 of us. We are residing in New Hampshire. We need coverage as soon as possible, for a minimum of 3 months until I have a secure job.
Q:Hi, I would like what insurance plan fit my need as visitor scholar. The university give this minimum requirements: 1- medical benefits of at least 100,000 USD per person, per accident/illness. 2- repatriation of remains: 25,000 USD 3- Medical evacuation of the exchange visitor to his or her home country: 50,000 USD. 4- Deductible not to exceed 500 USD per accident/illness. 5- Co-insurance not to exceed 25% of the covered benefits per accident/illness.
Q:I am a Chinese in mainland China, I will fly to the US for psychological therapy. I will stay in the US for 1-2 months. I may consult an out-of-network Licensed Marriage and Family Therapist.She only accept PPO plan. I want to know if there are insurance that fits me. I want to buy a insurance which can pay a large proportion of my fee spent on therapy.
Q:Hi! I am doing an internship in the US (California) for 3 months under J-1 visa. I am a 23 year old Finnish citizen. What insurance meets the J-1 requirements? I was told it at least needs to have: 1. Medical benefits of at least $100,000 per accident or illness 2. Repatriation of remains in the amount of $25,000 3. Expenses associated with the medical evacuation of exchange visitors to his or her home country in the amount of $50,000 4. A deductible not to exceed $500 per accident or illness 5. Any insurance policy secured to the above requirements must be underwritten by an insurance corporation having an A.M. Best rating of "A-" or above; a McGraw Hill Financial/Standard & Poor's Claims-paying Ability rating of "A-" or above; a Weiss Research, Inc. rating of "B+" or above; a Fitch Ratings, Inc. rating of "A-" or above; a Moody's Investor Services rating of "A3" or above. Insurance coverage backed by the full faith and credit of the government of the Exchange Visitor's home country shall be deemed to meet this requirement. What insurance would meet these requirements?
Q:Hi, I would like what insurance plan fit my need as visitor scholar. The university give this minimum requirements: 1- medical benefits of at least 100,000 USD per person, per accident/illness. 2- repatriation of remains: 25,000 USD 3- Medical evacuation of the exchange visitor to his or her home country: 50,000 USD. 4- Deductible not to exceed 500 USD per accident/illness. 5- Co-insurance not to exceed 25% of the covered benefits per accident/illness.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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