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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Protection America or Atlas America Hello, I need to purchase travel medical insurance for my parents traveling to the US for 2 months. There ages are 62 and 56 respectively. I am looking at renewable plans for $1,000,000 with 80/20 co-insurance (upto $5000) and $1000 deductible. It seems that Protection America and Atlas America both fit the bill (both have providers in my area). However, Protection America is somewhat more expensive. Are there any reasons to choose Protection America over Atlas? Which policy would you recommend? Thanks, Prashant
Q:Patriot america insurance for mother i am working with first indian corporation. my ctc is 96000 per annum. my mother age is around 57 years and i would like to take medical insurance to her. can u pleast tell me which polycy is better and suggest everything about the insurance policies. How about Patriot America?
Q:Insurance for medical student I am a medical student in india,i have been selected for a clinical elective trainig at NIH,bethesda,maryland.The institute requires malpractice insurance coverage of 1 million$ per incidence and for three such incidences(3 million$ aggt.).Can your company provide me such insurance? if yes,please inform me about the cost and procedures i need to follow.
Q:Insurance for Existing condition Hi, My dad is diabetic and I like to know that is there any insurance cover existing condition .????? .....Because he will have more chances to have problem due to existing condition and less chances for other emergency.. so if u know any insurance it cover existing condition plz let me know. thanks
Q:Medical Insurance for my GC parents Hi, My parents are planning to come USA next month and they will get here as a green card holder but they are not planning to stay here more than 7 to 9 months. So plz can you let me know exactly which insurance is good for them. I am not worry about doctor visit beacuse those i can pay from my pocket but I am only worry about emargency so plz if anybody can let me know their experience I will appriciate. And I also like to know that whats happen if they decide to stay longer . Can i upgrade medical insurance or not . plz let me know thanks Viral
Q:which international student insurance plan should I buy I am an international graduate student (F1 visa) at UCR (UC Riverside). I am not sure which plan on your website can satisfy our university's requirements. I copied the standards below. Could you please recomment me a proper plan after you read it. Thank you. STANDARDS FOR COMPARABLE COVERAGE For the purpose of exemption from UCR's mandatory Undergraduate or Graduate Student Health Insurance Plan, comparable coverage will be defined as follows. Must include outpatient benefits Deductible and coinsurance/co-payment maximum is no more than $3,000 for combined deductible and co-payment/co-insurance maximum for in-network, non-capped benefits. Maximum lifetime benefit must be at least $100,000; (Graduate Students; benefit must be $250,000) Waiting period for covering pre-existing conditions must be no more than two years, if pre-existing conditions are not currently covered; The insurance company must have a claims processing office located in the United States;
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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