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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I'd like to purchase Altas MedEvac (my institution provides health insurance). The website says, however, that "the insurance plan is not available for the entered age". My age is 51. Can you explain, or provide an alternative plan? . I am on a J-1 (but not a student, I am a researcher/professor)

A:
You can run a quote in the J1/J2 section /j1-visa-health-insurance/ and at the bottom is the fixed coverage plan (Visitors Secure) which would be the lower cost plan. At the time of purchase you can even adjust the policy max to $50,000 and that will lower the cost even more.
{{currentOrigin}}/answers/j-visa-insurance/purchasing-additional-health-coverage-for-j1-visa-holders-10470/

Q:I am searching for a gap policy for my long stay French Visa Insurance requirement. Presently I have Anthem and it covers travel abroad but I have a copay. I believe I need a coverage to cover my copay and deductible to meet the French Visa Insurance requirement. If you would kindly reply with recommendations I would appreciate this

A:
We have plans in the Schengen Visa section of our website that meet the requirements but there is no gap insurance that will cover the difference. I have provided a link below to our Schengen Visa quotes page: Schengen Visa Insurance
{{currentOrigin}}/answers/europe-visa-insurance/schengen-visa-gap-insurance-89004/

Q:I am a Canadian currently in the United States and i am looking for a health insurance who cover small pre existing conditions such as tachycardia and anxiety because i need medication for both. Do you have a plan that covers prescription costs for my current condition?

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, there is not a plan that you can purchase to cover treatment for pre-existing conditions. This is an expenses that you would have to pay for out of pocket.
{{currentOrigin}}/answers/visitors-insurance-usa/pre-existing-rx-refill-74059/

Q:We are a recently migrated couple 63 and 60 years old. I am looking for a job. But until then looking for an insurance plan.

A:
Thank you for contacting Insubuy. Based on the information provided below we would recommend the International Medical Plan for them, until you are eligible to purchase domestic insurance. This plan will provide coverage for new illnesses, injuries or accidents which occur after the effective date of the policy. This plan will not cover pre-existing conditions, routine doctors' visits, or preventative treatments. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/new-immigrant-medical-insurance/international-major-medical-coverage-new-immigrant-93732/

Q:I entered the wrong date of birth on my policy. I am not able to change it thru the website?

A:
Thank you for contacting Insubuy for your insurance needs. In order to make this correction you will need to send an email to service at insubuy.com . In the subject line of the email you will need to reference the certificate number of the policy and in the body of the email you will state the changes that need to be made.
{{currentOrigin}}/answers/visitors-insurance/date-of-birth-correction-to-policy-43530/

Q:hi. I'd like to purchase Altas MedEvac (my institution provides health insurance). The website says however that the insurance plan is not available for the entered age. My age is 51. Can you explain or provide an alternative plan? thanks

A:
Thanks for contacting Insubuy for your insurance needs. The age for eligibility for the Atlas MedEvac plan is below 50 years.
{{currentOrigin}}/answers/other-insurance/medevac-j1-j2-evacuation-repatriation-22446/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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