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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Schengen Insurance Questions When I click on "brochure" of the Safe Travels USA International Cost Saver. the first line reads as "Secondary Medical Insurance". In my case, I will not be having any other insurance except this one.Would this still be valid and I would be going for $0 deductible.

A:
Most of the plans are secondary plans but will pay primary if there is no other plan. If you have additional questions please feel free to contact our office.
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Q:Travel Medical Insurance Schengen Hi I need Travel Insurance for Schengen area for my self only from July 9th to July 17th. Can you send me a few quotes that meet this criteria below. The insurance: • must cover necessary medical treatment and emergency hospital care • must cover repatriation because of illness, injury or death • must cover at least EUR 30,000 • must be valid throughout the Schengen area • must be valid for the whole period you plan to stay in Norway or in the Schengen area.

A:
Thank you for contacting Insubuy. Please provide the state that you are a resident of so that we can properly recommend plan options. New York A separate quote for coverage has been forwarded to you in a separate email. All of the plans will meet the requirements for a Schengen Visa, it is recommended that you purchase will a $0 deductible. If you have any question please feel free to contact our office.
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Q:My husband and i arrived just a couple of days ago at U.S. I hold J1 and my husband has J2 visa. We are going to stay here for 6 months. Based on m university, our insurance should met below items: Medical benefits: $100,000 Repatriation of remains: $25,000 Medical evacuation: $ 50,000 Maximum deductible per accident or illnesses: $500 Do you have any plans to suggest for us to meet these minimum requirements.

A:
Thank you for your interest in purchasing insurance through us. All of the plans in the J1/J2 section of our website meet the minimum requirements. If you need additional assistance please feel free to contact our office.
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Q:My mom is a visitor here but she really needs her medical checkup because she is having some problem Can someone call me and explain me everything for this plan

A:
Thank you for your interest in purchasing insurance through us. We have several plans for visitors to the US but there is no plan on the market that will cover whatever is currently going on. The plans do not cover any pre-existing conditions preventative care or routine maintenance. The plans will cover any new illness or injury that occurs after the effective date of the policy. If you would like to speak with an agent then please feel free to contact our office.
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Q:After I pay for the quote, will i get the confirmation letter to bring to the embassy?

A:
Thank you for contacting Insubuy for your insurance needs. Upon completing your purchase you will receive a confirmation email that will contain virtual documents that will include your visa letter to provide to the consular officer. If you have any questions please feel free to contact our office. Schengen Visa Insurance
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Q:I will be visiting USA from 28th January to 13th May 2017. My departure is on 28th and I will be reaching US by 29th January. And I will be returning to India by 13th may while my return flight is on 12th may. I will be staying in Miami Florida and Houston Texas. I will be going on B1 B2 US visa for total 104 days. I need a proper quotation for these following days for my visa and travel purpose. The criteria by my intended institution for health insurance is following- HEALTH INSURANCE Accident and Sickness Health Insurance Plan requirements a. Minimum $250,000 accident and sickness medical benefits b. Deductible $250 to $500. Insurance company will pay 80% of the first $5,000 of eligible expenses and then 100% of the remaining eligible expenses. c. Emergency Medical Evacuation-$25,000 d. Return of Mortal Remains-$10,000 e. Emergency Dental for accidents-$500 International Health Insurance is acceptable as long as it meets the minimum requirements listed above the policy is in English and the amounts quoted are in US dollars. All documentation must be provided to us and approved in order to begin your rotations.

A:
Thank you for your interest in purchasing insurance through us. The plan I would recommend is the Atlas America plan. As long as you choose a $500,000 policy max it will meet the requirements as listed. If you need additional assistance please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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