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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am looking for insurance for my father who is a Jamaican Citizen. We are in need of insurance in order to apply for the Schengen Visa in order to go to France for the 2019 Women's World Cup games. Can you please tell me what level of insurance I would need for my father to satisfy the Schengen Visa requirements (which are; Minimum coverage of at least 30,000 EUR (equivalent to 50,000 USD). It should cover all member states of the Schengen Area. Cover any expenses which might arise in connection with repatriation for medical reasons, urgent health attention and/or emergency hospital treatment or death)? When will the insurance be ready to take to the Visa office? Do any options have trip cancellation?

A:
We would be glad to assist. I have attached below, the link for the quote screen for our Schengen visa plans. All of the plans in this section, meet the Schengen visa requirements. We do advise getting a $0 deductible as most consulates do require it. Schengen Visa Insurance I am also providing the link for our Trip insurance plans as well: Travel Insurance You will just enter in the specific information for your father and the trip through these 2 links, and all available plan options will be provided. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/europe-visa-insurance/schengen-visa-trip-cancellation-98119/

Q:I arrived on an ESTA, January 19th. After that I found out I'm pregnant so my husband and I decided to apply for the marriage based Green Card here in Puerto Rico.

A:
You would be able to purchase the Safe Travels USA Comprehensive plan but you would need to use your Finland address as your home country address to have coverage. This plan will allow you to keep the plan until you are approved for your green card. After that time you are no longer eligible.
{{currentOrigin}}/answers/visitors-health-insurance/adjustment-of-status-health-insurance-27993/

Q:Hello, I am attending a workshop at Maine. I am coming from the United Arab Emirates and someone recommended INSUBUY to me. I would like to know what package you have that will cover this short trip, and if you do provide a total refund in case of trip cancellation.

A:
Please find the link listed below for more information about the trip cancellation plans available to non u.s. residents. The plans will cover for any for any of the eligible reasons listed on the plan.Trip Cancellation Insurance
{{currentOrigin}}/answers/vacation-insurance/trip-cancellation-non-us-resident-traveling-79486/

Q: I am attending a workshop at Maine which is holding between May 5 through May 10. The total cost of the workshop is $1,480USD. I am coming from the United Arab Emirates and someone recommended INSUBUY to me. I would like to know what package you have that will cover this short trip, and if you do provide a total refund in case of trip cancellation.

A:
Please find the link listed below for more information about the trip cancellation plans available to non u.s. residents. The plans will cover for any for any of the eligible reasons listed on the plan. Trip Cancellation Insurance
{{currentOrigin}}/answers/holiday-insurance/non-us-resident-trip-cancellation-coverage-90279/

Q:I am considering buying a travel insurance for my Schengen tourist visa. Could you confirm if the adventure sports option includes skiing? It does not list this sport under the options on the website. If not, what are my options?

A:
We would be glad to advise. I am not sure which specific plan you are referring to, however, we have a couple of plans that can cover skiing. As long as it is recreational skiing, within the normal marked in-bound territories, and not against the advice of the local ski school or local authority as being an unsafe time to ski due to unsafe ski conditions, then the Atlas International plan has hazardous sports coverage included in the price for skiing. We also have the Patriot International plan, which allows you to add the hazardous sports rider at the time of purchase, in the application, that can cover skiing as well. Please find the requested links listed below for your review: Patriot International Atlas International You can use the following links to review plan details and to generate a quote for coverage.
{{currentOrigin}}/answers/europe-visa-insurance/international-coverage-for-skiing-44082/

Q:Your FAQ says a lot of policies mention acute pre-existing medical cover, does that mean something such as an epileptic fit that requires hospitalization would be something that is considered acute? And possibly if something happened if someone had a twisted bowel before travel and something happened during the holiday would it be covered if it required a hospital visit?

A:
We would be glad to advise. An epileptic is expected to have seizures. An acute onset is something that would be unexpected. However, it would be determined at the time of the claim based on the attending physician's report. There is not a way to know ahead of time if something would be covered as the medical reports are what explain what happened at the time of incident. The answers the claims department needs to determine coverage would be in the medical reports. Because visitor coverage does not cover pre-existing conditions, we do recommend to our customers plans with the acute onset benefit as the possibility of coverage is better than no coverage at all. If you have any additional questions, please let us know.
{{currentOrigin}}/answers/visitors-insurance-usa/acute-onset-at-time-of-treatment-31844/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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