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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi there,Myself and my wife are in Arizona on E2 visas and are wondering what you would suggest for medical insurance whilst in the US for the next few years.

A:
Thank you for contacting Insubuy for your insurance needs. If you are able to get a domestic policy you would want to purchase such coverage. If you are unable to acquire a domestic plan you may purchase a short term medical plan such as National General for yourself and your wife. Should you need further assistance you may also call our office at +1 (866) 467-8289 and we may have other options available. Let us know how we may further assist you.
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Q:I have opted for 2 individuals to get a quote for 100-110K policy amount. Please clarify if the policy amount is per person or combined amount for 2 people. Thanks

A:
The maximums and deductibles are per individual. Should you have additional questions or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:Looking to see if a family member visiting from India can get an outpatient evaluation for a new issue

A:
Thank you for contacting Insubuy for your insurance needs. The visitor plans available are designed to cover the new illnesses and injuries that manifest in the body after the effective date of the policy. They will exclude pre-existing conditions, preventative and routine care. You may view these plans in the Visitors to the USA section of our website. Keep in mind that if an issue is currently going on as this time, prior to the purchase of the insurance, it would be excluded from coverage as it would be a pre-existing condition. Should you have additional questions you may also call our office at +1 (866) 467-8289.
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Q:Good morning.My mother is an English citizen living in Venezuela. Travels back and forth to visit me in the USA.She is 86 years old . I am looking to get her long term International insurance. She is in excellent health. What are her options?Thank you

A:
The plans are designed to cover her outside of her residence country. You may view and quote the plans in the Visitors to the USA section of our website if she is coming to the US to visit. You would want to purchase a plan to cover her for each trip to the USA as they will not cover her within her residence country. Should you have additional question or need further assistance you may also call our office at +1 (866) 467-8289.
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Q:I have Cardiomyopathy.Will a comprehensive insurance policy cover me?

A:
Thank you for contacting Insubuy for your insurance needs. Visitor insurance plans for Travel to the USA are designed to cover new illnesses and injuries that manifest in the body after the effective date of the policy and will exclude coverage for pre-existing conditions, preventative and routine care. However, there are plans available that have a benefit called the Acute Onset of Pre-Existing Conditions which could be beneficial to you. Read over the below links and if you have additional questions please call our office at +1 (866) 467-8289 and any of our licensed representatives will be able to assist you in acquiring the appropriate coverage.
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Q:hi my insurance will end soon, what should i do to extend, as i m still in south america (mexico and colombia)

A:
Thank you for contacting Insubuy for your insurance needs. The Safe Travels International Cost Saver plan is not extendable if you do not purchase an initial duration of 45 days. If you are needing additional coverage, you may repurchase the plant through the MyAccount section of the website. should you have additional questions or need further assistance you may also call our office at +! (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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