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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Will complete graduation from stanford university and complete Vaden Health Insurance period ending 31-Aug-2017. Now while on OPT for international student need full coverage no deductible medical insurance.
Q:I learned from your site that you provide the captioned insurance for travelers from outside USA. I want to know how many days of coverage can I get when I buy an annual travel plan (say 364 days)? What I mean is I heard that usually an annual travel insurance plan only covers the first 90 or 180 days for the traveler unless they go back to their own country and back again on their travel to get another 90 day or 180 days of travel coverage under the same plan, but if they don't go back to their own country they don't get anymore coverage after the first 90 or 180 days. Is it the same for the insurance plans that your company provides? Age: 37 Citizenship: Hong Kong Destination: Colorado, USA Coverage: 6 months to one year (depending on the fee)
Q:I am a research scholar with J1 visa and two children (dependents-J2) originally from Iran currently at Missouri University of Science and technology. I need to provide insurance to waive my current Aetna insurance by August 1st. Enclosed are the insurance waiver forms which include the requirements. I want to buy insurance from Atlas Essential America. But it mentioned the paper application necessary for Iranians. So please tell me how can I do this from here. I look forward to hear from you.
Q:I was wondering whether it is possible to enroll in the Patriot Exchange Program, present it to the University, and in case the school does not accept this plan, will you issue a full refund if I cancel the policy before that start date of coverage? Please also find the list of requirements for your recommendations of another plans: BEGIN DATE: 8/20/2017 END DATE: 8/19/2018 In order for an insurance plan to meet the Emory University mandatory insurance waiver criteria, the insurance plan must feature, at a minimum, all three of the following: - Coverage that allows the insured student to receive outpatient, emergency, specialist and inpatient care, diagnostic testing and procedures, and mental health inpatient and outpatient care, including alcohol and substance abuse treatment, in Atlanta, GA - A deductible not greater than $2,500 per policy year. - The insurance must be provided by an insurance company domiciled in the United States (or must be provided by an international insurance company with a United States partner for handling of insurance claims in the United States). - Coverage both in the United States and abroad. International Students must have insurance that meets the following additional requirements: 1. Coverage for medical evacuation and repatriation of remains to the Insured Person's place of residence in his or her home country ($10,000 for evacuation, $7,500 for repatriation) 2. For J-1 exchange visitors and their J-2 dependents, the U.S. Department of State regulations require that the health insurance plan must also meet one or more of the following criteria: a. Part of a group benefits program offered to enrolled students by a designated sponsor, or b. A health maintenance organization (HMO) that is federally qualified as determined by the Health Care Financing Administration (HFCA) of the U.S. Department of Health and Human services, or c. A Competitive Medical Plan (CMP) as determined by the Health Care Financing Administration (HFCA) of the U.S. Department of Health and Human services, or d. Underwritten by an insurance company having an AM Best rating of "A-" or above, an Insurance Solvency International, LTD. (ISI) rating of "A-" or above, a Standard and Poor's Claims-Paying Ability rating of "A-" or above, or a Weiss research, Inc. rating of "B+" or above. I am waiting for the outcome of an scholarship that will determine whether I attend the masters degree or not. But I believe that the scholarship will require me a J1 visa. I will know for sure on Monday 14th August.
Q:I am an exchange student from Mexico, and i'll be studying in UC San Diego for about 4 months (including holiday) starting from the end of September until the beginning of January. They require for International Students to waive their UC SHIP Insurance Plan, and they have specific requirements for the insurance i must purchase.
Q:Please, I would like to send my wife to deliver our new baby in USA, so can I get for her a medical insurance to cover the birth process, she is already pregnant in 20 weeks and she has a tourist visa.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
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Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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