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Q:J1/J2 medical insurance I am sending this inquiry on behalf of my sister who came to USA as a J1 scholar with her husband (J2) and child (7 years old). OSU requires her to purchase a health insurance (As of May 15, 2015, minimum coverage must provide medical benefits of at least $100,000 per accident or illness; repatriation of remains in the amount of $25,000; expenses associated with medical evacuation to the exchange visitor’s home country in the amount of $50,000; and deductibles cannot exceed $500 per accident or illness ) I found plan c ($100 deductible) seems to work best for her case (her family rarely sees a doctor). However, her husband will plan to stay only a couple of months here and there (he needs to leave on sometime around Feb 20 and come back on sometime May for a couple of months). Can she and my niece purchase an insurance from tomorrow till Jan 20, 2016 and her husband for monthly or daily basis whenever needed? Would you send me the quote and payment option then?
A:
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/j1j2-medical-insurancei-am-sending-this-inquiry-on-behalf-of-my-sister-who-came-to-usa-as-a-j1-schol-65075/They can purchase a separate plan for the husband for the dates he is in the US. So, they would have two plans, one plan for the J1 and J2 child and separate plan for the J2 husband. The plan you are looking at does meet the requirements for the J1/J2 but is a very basic plan and will only pay a fixed amount according to a schedule of benefits so if anything happens the majority of the cost will be paid by the insured. The quotes is the same as you see on the website. If you need additional assistance please feel free to contact our office. Thank you for your prompt response. Would you send me the benefit document of this plan? Links on website do not work. Is there any copay or co-insurance pay other than deductible? Here is the link for the Inbound Immigrant plan /international-major-medical-insurance/ No, there is no co-pay or co-insurance because the plan pays the fixed amount. For example, if someone goes to the doctor the plan would allow $75 if the deductible is met and the insured would pay any charges in excess of the allowed amount. If the $100 deductible is chosen and not met then the $75 would be applied to the deductible and the plan wouldn’t have anything to pay. If you need additional assistance please feel free to contact our office.
Q:Injury and Sickness Insurance Plan for J1 I am a Visiting Graduate Researcher at UCLA started January 4th until June 21st with J1 visa. I need an “Injury and Sickness Insurance Plan� that must cover the following between the dates 29th of January and 21st of June. $100,000 per accident or illness in medical coverage Deductible of no more than $500 per accident or illness Coinsurance cannot exceed 25% Medical evacuation coverage must be at least $50,000 Repatriation coverage must be at least $25,000 Pre-existing conditions must be covered with a waiting period no longer than 12 months Carrier must be at least A- rated or backed by the full faith and credit of the Exchange Visitor's government Do you have a plan that covers these items?
A:
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/injury-and-sickness-insurance-plan-for-j1i-am-a-visiting-graduate-researcher-at-ucla-started-january-18505/Thank you for your interest in purchasing insurance through us. You can purchase Patriot Exchange plan with $100k and which meets all your school requirements. Patriot Exchange brochure, instant purchase and other useful information, /patriot-exchange-program-insurance/ Please review this and if you have any further questions feel free to contact us. Have a great day! Thank you for your reply. When I look at the web site that you recommended I could'the see if the Patriot Exchange plan with $100k covers the following condition: "Pre-existing conditions must be covered with $100k with a waiting period no longer than 12 months" It is required by UCLA. In your requirements it doesn’t say anywhere that you need to have $100,000 pre-existing coverage. It ask for reasonable waiting period for pre-existing conditions. As per my understanding it meets the requirements. Otherwise you can purchase Student secure select plan. Student secure select brochure, instant purchase link, /student-secure-insurance/ Please feel free to contact us if you have any further questions. You can find more plans at , /j1-visa-health-insurance/ Please select policy max. between $200k-$300k. If you select $100k you will not have many options.
Q:Regarding insurance for J1/J2 visa I am (31 years old) applying for J1 visa, and my wife (22 years old) will join me as J2 dependent. We live in Belgium. I will stay for a year at Purdue University, as a visiting scholar, from next May. I planned for this research-stay from November 2015. Recently, my wife got pregnant. The doctor informed us about the pregnant on 29 December 2015. Do you an insurance plan to get the medical coverage for childbirth costs (vaginal delivery or cesarean section), including/or not baby's nursery care?
A:
{{currentOrigin}}/answers/exchange-visitors-insurance/regarding-insurance-for-j1j2-visai-am-31-years-old-applying-for-j1-visa-and-my-wife-22-years-old-wil-39641/Hello, Thank your for contacting Insubuy for your insurance needs. However, there are no plans that we can offer you to cover maternity or child birth cost. With plans that are available conception has to happen after the effective date of the policy for any coverage to apply. So she would not qualify for any plans that would assist in these expenses. If you need any further assistance please feel free to contact our office.
Q:plan for J2 visa holder with maternity insurnce I am holding J1 visa with my own insurance covered in my home country. I am searching for insurance plans for my wife(age 32) and my kid (age 2). They are holding J2 visas and will arrive in US in April,1. Is there any plane they are eligible, starting from April,1,2016 to June 30, 2017? with pregnancy insurance with waiting period less than 6 months? She is not pregnant now and we plan to have.
A:
{{currentOrigin}}/answers/j-visa-insurance/plan-for-j2-visa-holder-with-maternity-insurncei-am-holding-j1-visa-with-my-own-insurance-covered-in-90100/Thank you for contacting Insubuy. There is no plan available solely for the J2 which would cover a pre-existing condition. The plans available will only cover any new illness, injury or accident which occurs after the effective date of the policy. The Inbound Immigrant plan will provide a maternity benefit of $2.800 as long as conception occurs after the effective date. Please use the link below to review the plan. You may purchase online, or by contacting our office at (866) 467-8289. If you have any additional questions please let us know. Inbound Immigrant: /international-major-medical-insurance/
Q:J2 dependent visitor insurance Searching for appropriate health insurance for J2 visa. Planning to apply for J2 visa and should buy health insurance from March 2016 till Dec. 2016.
A:
{{currentOrigin}}/answers/exchange-visitors-medical-insurance/j2-dependent-visitor-insurancesearching-for-appropriate-health-insurance-for-j2-visa-planning-to-app-35398/Thank you for contacting Insubuy. We would be more than happy to recommend a plan. If your sponsoring organization or university has any specific requirements please send them to us so we can recommend the appropriate plan. You may review the plan options available by using the link below. You may also contact our office at (866) INSUBUY. If you have any additional questions please let us know. J1 visa Medical Insurance: /j1-visa-medical-insurance/
Q:J1 visitor insurance needed I am a visiting scholar (J1). Does the visitors care insurance who's price is $78 of three months can meet the requirements? Our school has no additional requirements.
A:
{{currentOrigin}}/answers/exchange-visitors-health-insurance/j1-visitor-insurance-neededi-am-a-visiting-scholar-j1-does-the-visitors-care-insurance-whos-price-is-28343/Please be advised, Visitor Care will not meet the new requirements for the J1 visa. If you would prefer to go with a comprehensive plan that meets the new requirements, we are providing the link for the Patriot Exchange Program as well. You may purchase using the links provided below, or over the phone by contacting our office at (866) 467-8289. For information on the Patriot Exchange Plan you can go through this link: /patriot-exchange-program-insurance/ To purchase the Patriot Exchange Plan you can use this link: /patriot-exchange-program-insurance/ Please let us know if you have any further questions. thanks, can you tell me the reason, why the Visitors care does meet the requirement? The new J1 visa requirements require a repatriation of remains benefit of $25,000, and the policy maximum must be per injury or sickness. The Visitors care plan has a repatriation of remains benefit of $7,500 and the policy maximum is per period of coverage. This is why the plan does not meet the new J1 visa requirements. If you have any additional questions please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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