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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:Hi, I have a question about the plan Safe travels for visitors to the USA underwritten by GBG (fixed coverage). It shows the deductible per incident is $0. However the examples within the how the plan works show there is a deductible. I am wondering how I could find the corresponding deductible for this plan? Thank you!

A:
Here is the link for the plan benefits Safe Travels for Visitors to the USA At the bottom you will see the deductibles according to age. If you need additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/visitors-health-insurance/visitors-usa-insurance-deductible-options-72616/

Q:IF I WANT TO GET THIS INSURANCE FOR MY MOTHER IN LAW WHO CURRENTLY HAS CANCER BUT I ONLY WANT THE INSURANCE FOR EVENTS OF EMERGENCY WOULD THAT BE COVERED UNDER THE ACUTE ONSET PART OF THE INSURANCE?

A:
Thank you for contacting Insubuy. Unfortunately, cancer would be specifically excluded from any available policy. The acute onset coverage would not cover anything that is considered to be Chronic so this would excluded it from this benefits as well. The plans are designed to cover the new accidents and new illnesses that happen after the effective date of the policy. If you need any additional clarification please feel free to contact our office.
{{currentOrigin}}/answers/visitors-health-insurance/visitor-insurance-cancer-chronic-excluded-22397/

Q:My parents are here for last one month and a friend convinced me to take insurance. Please let me know if I can still take it for the rest of the stay and this delay would not unnecessarily make them ineligible for coverage and come under pre existing.

A:
Thank you for contacting Insubuy for your insurance needs. There are plans available that are available for coverage even after arrival into the United States. The plans are designed to cover the accidents and new illnesses that happen after the effective date of the policy. Visitors to the USA: If you need any additional assistance please feel free to contact our office.
{{currentOrigin}}/answers/visitors-health-insurance/visitors-usa-pre-existing-conditions-52646/

Q:We would like to contract the Patriot America Plus insurance plan for an employee that is an American citizen. Can you please confirm that it applies to an American citizen?

A:
The Patriot America Plus plan is available to U.S. citizens visiting the United States for a short period. If he permanently lives in the US, he is not eligible. If you need any additional assistance please contact our office.
{{currentOrigin}}/answers/visitors-insurance/usa-citizen-visiting-coverage-for-short-term-80420/

Q: My Fiancee is coming to America on a K1 visa, and we would like to buy insurance for her. The period of time needs to be flexible. Because we will apply for Medicaid, once she gets her Green Card. She wants her skin to be covered in case she needs some laser skin treatment to clear up her skin. We have seen that there are some kind of travel insurance plans that might be flexible enough for us. We are not sure what to do exactly can you please help us

A:
Thank you for contacting Insubuy. The plans are designed to cover any new accidents or new illnesses that happen after the effective date of the policy. The plans do not cover pre-existing conditions, schedule treatments or elective cosmetic procedures. We are happy to send you a quote for the available plans can you please provide the following information. Age State she needs coverage in Dates of coverage Once we receive this information we are happy to send you a quote.
{{currentOrigin}}/answers/new-immigrant-health-insurance/k1-coverage-non-essential-coverage-70441/

Q:Looking for Dental \ Vision plan for my parents visiting USA on a tourist visa.

A:
There is no dental insurance for visitors. We do offer the Careington Dental /Vision Discount Plan. If you have any questions please feel free to contact our office.
{{currentOrigin}}/answers/other-insurance/dental-vision-plan-visitor-visa-12844/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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