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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am F-1 visa international student looking at waiving my health insurance provided by the university and selecting one of your plans. Which plan would best suit the requirements of the university listed below? - "International Students My alternative health insurance... Must have a medical plan that offers $50,000 benefits on an annual basis. Must have an annual deductible that does not exceed $500. Must have a policy that is valid for the entire 2018/2019 academic year. Must have a plan that covers pre-existing conditions. Must have a plan that covers Alcohol, Drug Abuse, and Detoxification Treatment. Must have a plan that covers expenses related to self-inflicted injuries (while sane or insane) and suicide. Must have a plan that provides at least $7,500 coverage for Repatriation (repatriation provides transportation to your home country in the event of death). Must have a plan that includes Emergency Medical Evacuation coverage in the amount of at least $10,000 (medical evacuation is emergency transportation to the nearest, most qualified treatment facility)."

A:
Thank you for contacting Insubuy for your insurance needs. Unfortunately, plans will cover most of the requirements but not all. You would need to purchase the plan your university is offering to be able to meet all of their requirements.
{{currentOrigin}}/answers/international-student-health-insurance/eligibility-questions-for-student-insurance-waivers-93568/

Q:I am trying to fill an application for my father. Can you suggest his residence address the address where he permanently lives or it would be the one where he will be staying in USA?

A:
Residence address is where he permanently lives. If you have additional questions please feel free to contact our office.
{{currentOrigin}}/answers/visitors-insurance-usa/residence-address-purpose-of-purchasing-travel-insurance-58859/

Q:Are there any plans that include baggage insurance for 1 week?

A:
There is no baggage insurance. There are medical plans and Trip insurance plans that include a benefit for lost luggage but that benefit is secondary to what the airline will provide if luggage is lost by the airline.
{{currentOrigin}}/answers/visitors-insurance-usa/visitor-health-plans-with-baggage-insurance-32628/

Q:I'm going to study at UCF in October and I'd like to have a quote for the insurance plan for the following dates and information: Coverage dates: from 10/11/2018 to 12/31/2018 Visa: F-1 and F-2 United States - Florida Ages: 26 and spouse 25 Studying at UCF Insurance requirements attached.

A:
Thank you for contacting Insubuy for your insurance needs. We have sent you a quote for the Study USA Preferred 500 plan as per your request below. You may purchase online using the quote or over the phone by contacting our office at (866) INSUBUY.
{{currentOrigin}}/answers/f1-visa-insurance/study-usa-student-insurance-eligiblity-21013/

Q:Trying to Purchase Visitors Insurance for parents and I am unable to fill out the full last name of my father. Can you help?

A:
If the name is too large, please fill whatever fits.
{{currentOrigin}}/answers/visitor-insurance/name-too-large-for-travelers-health-online-application-60991/

Q:I'm trying to buy insurance for my father whose birthdate is 10/13/1938 (he turns 80 in two weeks) He is visiting the US on 10/20 and will be 80 then. So I put 80 as his age when I requested the quote. However when I fill out the application, it changes his age to 79 even though the start date for the insurance is 10/20. How do I apply correctly?

A:
We would be glad to advise. If you are purchasing the plan today, he is 79, not 80. The date of birth reflects the age at the time of purchase. You do not need to notate his upcoming age change. Please let us know if you have any additional questions.
{{currentOrigin}}/answers/visitors-health-insurance/age-at-time-of-purchase-21597/

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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