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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:need to know the cost for an 85 year old from Canada visiting locally from Dec thru May.

A:
You may view and quote insurance plans here. Should you have additional questions you may call our office at (866) 467-8289.
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Q:I am an international student with F1 visa. I would like to know if I can buy ExchangeGuard essential for myself with my six year old son for free. My son's country of citizenship is China. As I noticed it says the ExchangeGuard essential only can be purchased by J visa holders. Just wanted to clarify.

A:
Yes, you and your dependent would be eligible to purchase the ExchangeGuard Essential for coverage.
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Q:I am recent Green Card holder of 75+ years of age presently in Naperville, IL. I need Medical Insurance. What are the options for me.Thanks

A:
You may view and quote plans here. Keep in mind all the plans on the market are designed to cover the new illnesses and injuries that manifest after the effective date of the policy. They will exclude coverage for pre-existing conditions, preventative and routine care. Keep in mind that the plans will be available as long as you are not eligible for some sort of domestic insurance. Should you have additional questions or need further assistance you may call our office at (866) 467-8289.
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Q:If I plan to reserve the platinum plan today and start paying it on December 25, when would I get my insurance number? The university is asking me this information in order to register classes this October 26.

A:
As soon as you purchase the insurance you will receive confirmation by e-mail. You can send us the waiver form or Compliance form with your details so our Compliance dept. can sign and will e-mail back to you. Please feel free to contact us if you have any additional questions.
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Q:Please advise on the medical coverage options for my parents pending AOS: 1. Father -79 years - with preexisting heart condition. 2. Mother - 75 years - no preexisting condition 3. Both in the USA since July 11, 2019 4. Status - Pending I 485 (AOS) interviews 5. In state of New Jersey 6. On Visitor's coverage with Atlas America - until November 3, 2020 Please advise on your thoughts and suggestions.

A:
You can review the plan International Major Medical for coverage using the link listed below. International Major Medical: /international-major-medical-insurance/ ; If you have any additional questions please contact our office at 1(866)INSUBUY.
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Q:Can U.S. green card holder buy travel with medical insurance for his home country? In my case it is to India for about 100 days for self aged 78 and spouse 68. Please advise if it is available with ballpark coverage and cost.

A:
Thank you for contacting Insubuy. Plans are designed to cover you anywhere outside of the home country. If India is the home country then no coverage could be offered in India.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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